How to use Wise app in India

Wise does not currently support INR accounts for residents in India, which means Indian users cannot hold or receive money directly in Indian Rupees through the platform. You can still use Wise to send money abroad or hold foreign currency balances, but Wise's functionality for inbound international payments to India remains limited. This makes it less suitable for freelancers and exporters who need to collect earnings from overseas clients.

For receiving international payments in India, Skydo offers a more tailored solution. As an RBI-authorised platform built specifically for Indian exporters and freelancers, Skydo enables fast, cost-effective cross-border payments with full regulatory compliance. You can receive funds from global clients directly into your Indian bank account, often faster and at better rates than traditional banking channels.