Should I use PayPal

PayPal can work for receiving international payments, but it may not be the most cost-effective choice for Indian freelancers and exporters. PayPal charges currency conversion fees that typically range from 3% to 4% above the mid-market rate, plus transaction fees, which can significantly reduce what you actually receive. Withdrawals to Indian bank accounts also take several business days.

For a clearer picture of costs and limitations, review the PayPal overview before deciding. Skydo, as an RBI-authorised platform, offers faster settlements and more transparent pricing with zero platform fees, making it a stronger alternative for regular cross-border payments. Direct bank transfers via SWIFT are another option, though they tend to be slower and involve higher intermediary charges.