What does Stripe cost
Stripe costs 2.9% plus $0.30 per successful online card transaction in the US, while domestic transactions in India are charged around 2% to 4.3%.
Stripe fees are charged per successful transaction, and extra percentages are added for international cards or currency conversion.
Standard fees for US businesses:
- Domestic cards and wallets: 2.9% plus $0.30 per transaction, which also covers wallets such as Apple Pay and Google Pay.
- International cards: An extra 1.5% is added on top of the standard rate.
- Currency conversion: A further 1% applies when a payment has to be converted between currencies.
- In-person payments: Card payments through Stripe Terminal cost 2.7% plus $0.05 each.
Fees for businesses in India:
- Domestic transactions: These usually cost between 2% and 4.3%, depending on the payment setup.
- International cards: Stripe applies a base fee of 4.3% plus a 2% currency conversion fee, bringing the total to about 6.3%.
Other payment methods and charges in the US:
- ACH Direct Debit: 0.8% per payment, capped at $5.
- ACH Credit: $1 for each payment received.
- Wire transfers: $8 per payment.
- Disputes and chargebacks: $15 per dispute, which is returned if the dispute is decided in your favour.
Rates differ by country and payment method, so review the official Stripe pricing page for your business location before estimating costs. Stripe also offers individually priced add-ons, such as Adaptive Acceptance, card account updater and network tokens, which are quoted separately from the standard rates.