What information does Wise need to transfer money

Wise requires your recipient's full name, email address or phone number, and their bank account details (including IBAN, account number, or routing number depending on the destination country). You'll also need to provide the transfer amount, currency, and reason for payment to comply with regulatory requirements.

For Indian freelancers and exporters receiving international payments, platforms like Skydo simplify the process by eliminating the need to collect complex foreign bank details from clients. As an RBI-authorised service, Skydo lets you generate payment links or virtual accounts, so clients can pay you directly without navigating Wise transfer requirements. This reduces friction, speeds up payments, and ensures compliance with Indian forex regulations, making cross-border transactions smoother for your business.