What percent does PayPal charge
PayPal charges 2.99% to 3.49% plus a fixed $0.49 fee on most standard domestic commercial transactions in the US, depending on the payment type.
The percentage PayPal takes depends on how the buyer pays, whether the payment crosses borders and whether currency is converted. The US domestic rates published on PayPal's business fees page are:
- Standard credit and debit cards: 2.99% plus $0.49 per transaction.
- PayPal Checkout and Venmo: 3.49% plus $0.49 per transaction.
- QR code transactions: 2.29% plus a fixed fee.
- Goods and services between personal accounts: Around 2.99%, with the fixed fee depending on the region.
Additional percentages apply outside standard domestic sales:
- International commercial payments: An extra percentage is added for cross-border payments, which can bring the total to around 4.4% or more depending on the region.
- Indian accounts: International payments received by PayPal accounts in India carry a 4.4% transaction fee.
- Currency conversion: PayPal adds roughly 3.0% to 4.0% above the base exchange rate when it converts one currency to another.
Rates differ by country and account agreement, so a PayPal overview of fees for one region may not match another. Check the business or consumer fees page for your own country, and note whether a sale is domestic or international and whether conversion applies, since each changes the percentage charged.