What percent does PayPal take

PayPal typically takes 3% to 4.4% plus a fixed fee per transaction for commercial payments received in India, though rates vary by transaction type and currency. For cross-border payments, the fee structure includes a currency conversion markup that can add another 3% to 4% on top of the base transaction fee, making the total cost significantly higher than it first appears.

Indian freelancers and exporters looking for better value often compare PayPal pricing against alternatives like Skydo, an RBI-authorised platform built specifically for receiving international payments. Skydo combines transparent, lower fees with faster processing times, helping you keep more of what you earn without hidden conversion markups eating into your revenue.