Who can use PayPal

PayPal can be used by anyone aged 18 or older who has internet access, a valid email address and a supported bank account or credit card.

A PayPal overview starts with where it works: the service is available in more than 200 countries and regions, so people and businesses in most parts of the world can open an account.

• Individuals: People can use PayPal to pay for online purchases securely or to send money to family and friends.
• Freelancers and creators: Independent workers use PayPal to collect payments from clients based in other countries.
• Business owners: Companies use PayPal to accept digital payments on their eCommerce stores and platforms.

Opening a PayPal account involves a few basic requirements.

• Age: You need to be at least 18, or the age of majority where you live.
• Contact details: You sign up with a working email address and a mobile phone number, then set a password.
• Payment method: You link a supported credit card, debit card or bank account to the PayPal account.

Local regulations can limit how PayPal works in a given country. In India, for example, PayPal accounts can be used only for international transactions and not for domestic transfers between Indian users. Check the rules for your country and decide whether a personal or business account suits your needs before signing up.