Why do I need a PayPal account

A PayPal account is necessary if you want to send or receive payments through PayPal's network, which many international clients and platforms use as their default payment method. Freelancers and exporters often create accounts to access overseas buyers, though PayPal charges currency conversion fees that can range from 3% to 4% above the mid-market rate, plus transaction fees.

If you're looking for alternatives, platforms like Skydo offer a more cost-effective way for Indian freelancers and exporters to receive international payments. Skydo is RBI-authorised, typically faster for inward remittances, and built specifically for Indian businesses. You can compare features and costs in detail through this PayPal overview to decide which solution fits your cross-border payment needs best.