Why does PayPal not accept my debit card

PayPal does not accept your debit card usually because the card details are incorrect, the card is already linked to another PayPal account, or your bank declined PayPal's check.

• Incorrect details: A wrong expiry date, billing address or three-digit security code (CSC or CVV) will stop the card from being added.
• Linked to another account: The card may already be attached to a different or older PayPal account.
• Bank or issuer decline: Your bank may have refused PayPal's small test charge. For privacy reasons, card issuers do not tell PayPal why a card was declined, so only the bank can explain it.
• Card limit reached: PayPal allows only a set number of cards on one account, and adding more fails once that number is reached.
• Card not confirmed: PayPal may ask you to select Confirm Card and enter a short code that appears on your bank statement.
• Outdated card details: For payments, PayPal notes that a card with old details can be declined until the information is updated.

To fix it, check that the name and billing address in PayPal match your bank statement exactly. If the card seems stuck, remove it from your account and add it again. Then contact your bank to ask whether it blocked an online payment or a small authorization charge from PayPal. PayPal's India help page also lists a bank or card issuer decline as a common reason payments fail there. A general PayPal overview explains how cards, banks and balances fit together as funding options, which can help when choosing another payment method while the card issue is sorted out.