How to Receive Money From Brazil to India?

You can receive payments through a bank wire (SWIFT), a gateway like PayPal or Stripe, a remittance service, or a cross-border payments platform. A platform is usually cheapest, because you get the mid-market rate and a flat fee instead of a hidden FX markup. Skydo is RBI-authorised and settles to your Indian bank within 24 hours.

The cheapest option is the one with the lowest total cost, not the lowest headline fee. Gateways can cost 4 to 5% once you add the FX markup, which quietly eats more than a flat fee would. A flat-fee platform on the mid-market rate keeps more of every invoice from Brazil. On a R$30,000 payment, Skydo costs a flat $29 with zero FX markup.

It depends on the method. A bank wire (SWIFT) from Brazil can take 3 to 7 business days, and some gateways hold funds longer. A cross-border payments platform is faster, usually settling into your Indian bank within 24 hours. With Skydo, most payments from Brazil reach your account within a day.

Your client sends an international transfer from their bank using the account details on your Skydo invoice, exactly as they would pay any overseas supplier. Pix and TED are domestic Brazilian rails and do not cross borders, so an international transfer is the route either way. The difference is on your side: you see the rate and fee up front, funds settle within 24 hours, and the FIRA is generated automatically.

There is no cap on what you can receive from Brazil for a genuine export of goods or services, as long as it is documented and reported under FEMA. Skydo operates under the RBI's PA-CB framework, which caps a single export or import transaction at Rs 25,00,000. Larger invoices can be split or routed through your bank.

Your client pays in BRL from their Brazilian bank and the funds reach you as INR. Indian accounts do not hold BRL, so a conversion happens either way, and the only thing that changes is the rate you get for it. Skydo converts at the live mid-market rate with zero FX margin.

For most service exports you need your PAN, your Indian bank details, and an invoice stating what you sold and to whom. Skydo collects your KYC once at onboarding, then generates the FIRA on every payment, which is what your CA needs for GST and FEMA. Goods exporters also need their IEC and shipping documents.

Yes. A payment sent from a Brazilian bank travels over SWIFT, so your client needs a SWIFT or BIC code alongside the account details on your invoice. Skydo gives you the full set of details to put on the invoice, so your client has everything in one place.

Yes. A FIRA (Foreign Inward Remittance Advice) is your proof that a payment from Brazil came in legally, and your CA needs it for GST and FEMA compliance. Many banks make you request it manually and charge per certificate. With Skydo, an e-FIRA is generated automatically on every payment and stored in your dashboard, ready to download.

Yes. Money received from a Brazilian client is export income and is taxed in India under your usual head, whether you file as a business or a professional. Export of services is generally zero-rated under GST, though you still report it. If your client withheld tax in Brazil before paying you, the India-Brazil tax treaty lets you claim credit for it, so check with your CA before you file.

Fees depend on the method. Banks add a wire charge plus a 2 to 4% FX markup, and PayPal can run to 4 to 5% all in. Skydo charges a flat fee with zero FX markup: $19 under $2,000, $29 from $2,001 to $10,000, and 0.3% above $10,000, so what you see is what you get.

It works and clients find it easy, but it is expensive for business invoices. Once you add PayPal's percentage fee and its FX markup, the all-in cost can reach 4 to 5%, and the FIRA arrives as a weekly digest rather than per payment. For recurring invoices from Brazil, a flat-fee platform keeps more of the money.

Yes. Once your client sends the transfer you can follow it in your Skydo dashboard, from the funds arriving to the INR settlement in your bank. Your client can also ask their bank for the SWIFT reference if they want to trace it on their side.

Yes. Skydo is authorised by the Reserve Bank of India as a Payment Aggregator, Cross Border (PA-CB), so your money moves through a regulated channel every time. You get a FIRA on every payment and funds settle directly to your Indian bank account.