Landing freelance gigs on Upwork requires more than just a stellar profile. While your skills and experience take centre stage, a well-crafted cover letter can be the secret weapon that sets you apart from the competition.&nbsp;

This guide equips you with expert tips and winning templates for cover letters for Upwork to craft proposals that grab clients' attention and secure those dream projects.

Understanding the Importance of a Cover Letter on Upwork

Defining a Cover Letter in the Freelance Landscape

Cover letters on Upwork serve as introductions, expand your profile, and showcase your suitability for the job, much like in the traditional job market. It's your chance to personalise your proposal, demonstrate your understanding of the project, and showcase what makes you the ideal freelancer for the job.

Why Your Upwork Cover Letter Makes a Difference

Crafting a Winning Cover Letter: Essential Tips

Now that you understand the importance of a cover letter let's delve into the key elements that make it effective:

Add Your Personality (While Remaining Professional)

While professionalism is key, there's no need to be boring. Write in a conversational tone that's respectful but engaging. Avoid starting with dull phrases like "My name is Job Applicant Jean" and instead, let your personality shine through with phrases like “Having helped clients achieve [Specific results] in the past, I believe my skills can be a valuable asset to your [Project Name] project.”&nbsp;

Pay attention to the keywords used in the project description. Subtly integrate these keywords throughout your cover letter for Upwork to improve your proposal's searchability within Upwork's search engine.

Example: Look for keywords in the project description (e.g., "social media marketing"). Subtly weave them into your cover letter to improve searchability within Upwork's search engine. Instead of generic statements like "I have experience in marketing,” go for keyword integration: "I noticed you mentioned a focus on social media marketing and audience engagement. In my previous role, I managed social media campaigns that grew follower bases by 30% through targeted content strategies."

Anticipate potential concerns clients might have and address them directly in your cover letter. This demonstrates your attentiveness and ability to think ahead.

For example, instead of leaving clients wondering with generic statements like "I'm a great writer, trust me,” try addressing concerns like"I understand clear communication is crucial. I provide regular progress updates and keep you informed throughout the project. Feel free to reach out with any questions or concerns."

Instead of a standard sign-off, conclude with a call to action that reinforces your value proposition.

Example: "I'm confident my skills can significantly benefit your project. Let's discuss how I can help you achieve your goals. I'm available for a call at your earliest convenience."

Refine Your Approach: As you gain experience, track what resonates with clients and adapt your cover letters for continued success.

Showcase Your Passion and Understanding of the Client's Industry

Go beyond just listing your skills. Briefly mention what excites you about the client's industry or project type. This demonstrates genuine interest and sets you apart from freelancers focused solely on the job itself.

Example: "I've been following the impressive work your company has done in the sustainability sector, and I'm particularly passionate about [specific aspect of the industry]. My experience in [relevant skill] combined with my enthusiasm for this field allows me to bring a unique perspective to your project."

Highlight Your Skills and Quantify Your Achievements (When Possible)

Don't simply repeat your resume. Briefly showcase your most relevant skills and experiences that directly address the project's requirements. Back up your claims with data. Numbers add credibility and give clients a clearer picture of your impact.

Example: Instead of saying "increased website traffic," quantify it. "I crafted SEO-optimised blog posts that resulted in a 25% increase in organic website traffic for my previous client."

By incorporating these essential tips, you'll craft compelling cover letters that land you the freelance projects you deserve. Remember, a cover letter is an ongoing conversation. Keep personalising and refining your approach to stand out on Upwork!

Sample Cover Letter Templates for Success

These Upwork cover letter samples provide a foundation to build upon, tailored to different freelance specialities.

I am writing to express my interest in your project for [Project Title]. Having reviewed the details, I am confident that my skills and experience in [Your Skills] make me a strong fit for this role.

In my previous work with [Previous Client/Company], | successfully [Describe a Relevant Achievement]. My portfolio showcases a range of projects that demonstrate my ability to [Highlight Relevant Skills]

I am eager to learn more about your vision for this project and discuss how | can contribute to its success. Please find my portfolio attached for your review.

Thank you for your time and consideration.

I came across your project for [Project Title] and was immediately drawn to the opportunity to leverage my expertise in web design. With [Number] years of experience crafting user-friendly and visually appealing websites, I am confident I can deliver exceptional results.

In my previous project for [Previous Client], I designed a website that resulted in a [Quantifiable Achievement] increase in [Metric, e.g., traffic, conversions]. My portfolio showcases my ability to design websites that are not only aesthetically pleasing but also optimised for [Areas of Expertise, e.g. SEO, mobile responsiveness].

I'm eager to discuss your vision for the website and collaborate on a design that exceeds your expectations. Please find my portfolio linked below for your reference: [Portfolio Link]

I came across your project for [Project Title] and was immediately drawn to the opportunity to leverage my content writing skills. With [Number] years of experience crafting engaging and informative content, I am confident I can create pieces that resonate with your target audience and achieve your desired goals.

In my previous role at [Previous Client/Company], I successfully increased website traffic by [Quantifiable Achievement] through the creation of [Type of Content, e.g., blog posts, SEO-optimised articles]. My portfolio showcases my ability to write in various styles and tones, ensuring your content aligns perfectly with your brand voice.

I'm eager to discuss your content strategy and brainstorm ideas that will captivate your audience and drive results. Please find writing samples relevant to your project in my portfolio linked below: [Portfolio Link]

I'm excited to submit my proposal for your [Project Title] project. Having reviewed the details, I am confident my expertise in graphic design can deliver visually stunning and impactful creative assets that align with your vision.

For [Number] years, I've been helping businesses like yours create captivating visuals that elevate their brand identity. In my previous project for [Previous Client], | designed [Type of Design, e.g. logos, social media graphics, website banners] that resulted in a [Quantifiable Achievement] increase in [Metric, e.g. brand awareness, engagement].

My portfolio showcases my design versatility and ability to translate your ideas into effective visuals. I'm particularly skilled in [Areas of Expertise, e.g., brand identity design, illustration, UI/UX design. I'm eager to collaborate with you and bring your design vision to life. Please find a link to my portfolio showcasing relevant design work: [Portfolio Link].

Having reviewed your project for [Project Title], I'm confident my video editing skills and creative vision can transform your raw footage into a compelling and engaging video.

With a passion for storytelling and [Number] years of experience editing videos for [Previous Clients/Companies/Industries], | possess a strong understanding of pacing, transitions, and the power of visuals to capture and hold the audience attention.

In my previous project for [Previous Client], I edited a video that achieved [Quantifiable Achievement] by utilising [Specific Editing Techniques]. My portfolio showcases my ability to edit videos across various styles, from promotional content to explainer videos.

I'm eager to discuss your vision for this project and collaborate on crafting a video that exceeds your expectations. Please find a link to my portfolio showcasing my editing skills: [Portfolio Link].

Note: Adapt the bracketed sections to your specific skill set. Also, while you can use these templates for reference, it's important to make your cover letter very personalised.

By incorporating these tips and templates, you'll be well on your way to crafting compelling cover letters for upwork proposals that land you the freelance projects you deserve. Remember, a cover letter is an ongoing conversation. As you gain experience on Upwork, track what resonates with clients and refine your approach for continued success.

Check out this blog for expert tips and tricks on cover letter templates that will help you craft standout proposals and land freelance gigs on Upwork.

Land Your Dream Freelance Gig: Upwork Cover Letter Guide

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Anoosh Kotak

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Infinity Payment is a platform for receiving cross-border payments in India. Based in Bangalore, it allows Indian businesses, like exporters and freelancers, to create multi-currency accounts to manage international payments.

If you are in the market evaluating tools like Infinity Payment, this blog post is for you.&nbsp; In this comprehensive analysis, we explain the core features of Infinity and its fee structure to help you decide if it's the right fit for your business. We also cover a more seamless and affordable alternative, so we suggest reading this blog till the end.

Here are the four most essential points you must know about Infinity Payment before you decide to sign up for a demo:

Global Account: When you create an account with Infinity Payment, this single account allows you to receive payments in different currencies.&nbsp; Your clients can pay you in <a href="https://www.infinityapp.in/reach-out-to-us">30+ currencies</a>, and you don’t have to worry about currency conversion

Free Digital FIRA: With every withdrawal, you get a <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">FIRA</a>. This helps you stay compliant and reduce administrative workload

Live Forex Rate, No Markup: An international payment is converted to domestic currency based on the prevailing exchange rate. Moreover, there is no markup or hidden fees, which ensures you get the best value for the payment

Personalized Treasury Management: Infinity Payment offers curated portfolios of government securities, mutual funds, and fixed deposits to help you earn from the idle cash in your account. This is an interesting offer if you have been exploring investment opportunities to grow interest income from international payments

Infinity Payment Fees: How Much Do You Pay?

Let’s understand the most important section of the blog: How much do you pay as fees for receiving international payments? To make the calculations easier, we assumed that you have received a payment of USD 10,000 from a foreign client.

Transaction fee: Infinity Payment charges a transaction fee of 0.5% of the amount. For receiving a payment of $10,000, the fee will be $50 (0.5% X $10,000)

Live forex rate: The amount you receive is converted to domestic currency based on the current exchange rate. Let’s assume the current rate is 85 INR to 1 USD for the next step. 

In summary, you pay $50 (INR 4,350)&nbsp; as fees for receiving $10,000 (INR 850,000) via Infinity payments

Skdyo: A Seamless Infinity Payment Alternative For Receiving International Payments

If you’re open to exploring options for international payment solutions beyond Infinity Payment, then Skydo is worth considering.&nbsp;

Skydo is affordable and offers transparent pricing, especially on significant transactions, catering to different client needs. In contrast to Infinity Payment’s percentage-based fees, Skydo follows a flat fee model as follows:

The difference in pricing structure makes a significant difference in your bottom line. The following table explains how:&nbsp;

Skydo also offers the prevailing exchange rate during currency conversion. If we consider the same exchange rate, then Skydo’s fee is Rs. 2,465, a difference of Rs. 1,885 compared to Infinity.&nbsp;

The gap is even more significant when you increase the amount. For example, when you receive a payment of $20,000, the Infinity transaction fee (0.5%) will be $100 (Rs. 8,500). With Skydo, the transaction fee (0.3%)&nbsp; will be $ 60 (Rs. 5,100). This time, the difference is Rs. 3,400.

In addition to providing global accounts in countries like UK, USA, Australia, and Canada, the following features make Skydo a great choice for Indian businesses:

Skydo also integrates with Amazon Global Selling and major freelance marketplaces that further help you streamline international payments in a single platform.

Does Skydo sound like the ideal international payment solution for your business?&nbsp;

<a href="https://www.skydo.com/">Get started with a demo now</a>.

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Infinity Payments

You've landed projects on Upwork and completed the work, now comes the important part: getting paid. For freelancers, understanding how to withdraw their hard-earned money efficiently is crucial for maintaining steady cash flow. Upwork offers several payment methods, each with different processing times, fees, and benefits.&nbsp;

This guide walks you through your options for withdrawing funds from Upwork, helping you choose the method that works best for your needs and location. Whether you're a new freelancer or looking to optimize your payment process, here's what you need to know. 

Before diving into withdrawal options, let's talk about what you're taking home from your project catalogue. Upwork takes a&nbsp; <a href="https://support.upwork.com/hc/en-us/articles/211062538-Freelancer-Service-Fee">10% freelancer service fee</a> from your earnings, however, this doesn’t include freelancers participating in the Upwork Payroll service, who are paid through a third-party staffing firm. However, starting May 2025, the freelancer Service Fee for new contracts will <a href="https://support.upwork.com/hc/en-us/articles/211062538-Freelancer-Service-Fee">change from a fixed 10% to a variable fee </a>based on factors such as client demand for certain work. You can learn more about it by logging into the platform.&nbsp;

But that's not the whole story. When it's time to get your money, you'll face additional charges depending on how you choose to withdraw your funds. These withdrawal fees vary by method and can significantly impact your bottom line, especially for international freelancers. Let's explore these options in the following sections to help you keep more of what you earn.

Overview of Popular Upwork Payment Methods

With this billing method, Upwork sends your earnings directly to your local bank account. Upwork converts your USD earnings to your local currency (like INR) and transfers them to your personal bank account.&nbsp;

It's straightforward but not always the fastest option. This traditional method requires Upwork to process international transfers through the banking system, which explains the longer processing times.

Things to note: While this is one of the easiest official options, the long processing time can be challenging if you need faster access to your funds. Upwork sets its own exchange rates, which may not always align closely with mid-market rates. In many cases, platforms like this may include a 1–2% markup over the mid-market rate, meaning the final amount received in your local currency could be slightly lower than expected. Over time, such differences can add up and impact your overall earnings.

Skydo offers a modern alternative specifically designed for receiving international payments with transparent pricing.

Things to note: Skydo provides you with virtual US bank account settings that you can link to your Upwork profile. This means you can withdraw funds as if you had a US bank account. The platform offers live exchange rates without markup, which often results in more money in your pocket compared to other methods.&nbsp;

Additionally, Skydo automatically generates <a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">FIRC (Foreign Inward Remittance Certificate)</a> documentation for each transaction, making tax compliance easier to handle. The setup process takes about 5 minutes, and the platform offers tracking features, allowing you to monitor your payment at every step.

<a href="https://www.skydo.com/blog/paypal-in-india-charges-review-alternatives">PayPal</a> is widely used by Upwork freelancers due to its global availability and ease of use. With Upwork's direct integration, you can quickly transfer funds to your existing PayPal account without needing to set up additional banking details.

Things to note:&nbsp;While PayPal offers convenience and speed, users should be aware of the PayPal fees that apply when receiving international payments on Upwork via PayPal.&nbsp;

<a href="https://www.skydo.com/blog/payoneer-payment-gateway-features-fees">Payoneer</a> is popular among international freelancers who work on multiple platforms, such as Upwork. As one of the third-party payment services officially supported by Upwork, it offers a convenient way to withdraw funds directly from your Upwork account.&nbsp;

Things to note: For Upwork users, Payoneer offers direct withdrawal integration and competitive currency conversion rates compared to some other options. However, like PayPal, it is important to be aware of the <a href="https://www.skydo.com/blog/payoneer-fees-india-guide">charges involved</a> while withdrawing your Upwork earnings via Payoneer.&nbsp;

This traditional method sends money directly to your bank account numbers via international wire.

Things to note: Wire transfers are a reliable option for Upwork withdrawals, but they are expensive due to both the high flat fee and potential foreign exchange markups from intermediary banks. This combination makes wire transfers impractical for smaller payments. They become cost-effective only for substantial withdrawals (typically over $5,000), where the $50 flat fee represents a smaller percentage of your total payment.

For US-based freelancers or those with US bank accounts, this is often the best option.

Things to note: This method is only available to those with a US bank account. It's completely free and relatively quick, making it the ideal choice for US-based freelancers. If you can open a US bank account or use a service that provides US banking details (like Skydo), this method helps you avoid many fees.

Setting up your Skydo account with Upwork is a straightforward process that takes just a few minutes. Here's how to do it:

By connecting Skydo to your Upwork account using the "Direct to U.S Bank" option, you'll benefit from faster processing time.&nbsp;

Here's a comparison of the different Upwork payment methods:

Once you've set up your preferred payment method, withdrawing your funds from Upwork is simple. Here's how to get your money:

Your money will be processed according to the timeframe of your chosen payment method. For most methods, the funds will leave your Upwork account immediately, but may take several calendar days to appear in your destination account.

If you encounter any issues during withdrawal, Upwork's help center provides troubleshooting guidance. You can also contact their support team directly.

Tips for Choosing the Right Payment Method

Selecting the best way to withdraw your Upwork earnings depends on several factors unique to your situation. Here's what to consider when making your choice:

Look at both the upfront and hidden costs. At the same time, Direct to Local Bank might seem cheaper with just a $0.99 fee, but poor exchange rates could cost you more in the long run. Similarly, PayPal's convenience comes with fees for financial transactions and currency conversion that can add up quickly. Compare the total cost, including all fees for your typical withdrawal amount.

Consider how quickly you need your money. If cash flow is critical, faster options like PayPal or Skydo (1-2 days) may be worth the extra cost compared to direct bank transfers or Wire Transfers (5-7 days). For regular income, the difference between waiting 2 days versus 7 days could significantly impact your financial planning.

This often-overlooked factor can significantly impact your earnings. Traditional banks and many third-party platforms typically offer less favourable rates, sometimes 3-5% below the market rate. Specialised services like Skydo tend to provide better exchange rates, meaning more money in your local currency.

Not all payment methods work everywhere. Check which options are available in your location and which banks or services work well with Upwork in your country. Some strategies that work perfectly in the US might have limitations or additional fees in other countries.

For most freelancers, the trade-off typically comes down to speed versus cost. Take the time to calculate the actual amount you'll receive after all fees and currency conversions for each method based on your typical withdrawal amount. This simple exercise often reveals surprising differences between payment options.

Why Skydo is the Right choice for freelancers to get paid from Upwork?

For freelancers receiving payments through Upwork, Skydo offers several advantages that make it stand out from other withdrawal methods. Unlike traditional options that come with hidden fees and unfavourable exchange rates, Skydo provides a more transparent and cost-effective solution.

With Skydo, you get access to a virtual US bank account that works seamlessly with Upwork's Direct to US Bank option, the method with zero Upwork fees. This alone can save you money on every withdrawal. The flat fee structure is straightforward: $19 for payments up to $2,000 and $29 for payments between $2,001 and $10,000, with no surprising hidden charges.

What sets Skydo apart is the exchange rate advantage. While other services mark up their rates by 2-5%, Skydo offers live forex rates without markup, which can mean significantly more money in your local currency, especially for larger payments.

For Indian freelancers, Skydo automatically generates <a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">digital FIRA</a> for each transaction, eliminating a common tax compliance headache. Plus, with processing times of just 1-2 business days and real-time payment tracking, you'll always know exactly where your money is and when it will arrive.

When you consider the combination of lower fees, better exchange rates, faster processing, and added features like automatic FIRC generation, Skydo emerges as the ideal payment solution for serious freelancers who want to maximize their earnings on Upwork.

<a href="https://www.skydo.com/">Explore Skydo</a>

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Razorpay, known for its payment gateway and payroll services in India, now offers international payment solutions too, including virtual accounts and traditional gateways for exporters.

In this blog, we unpack Razorpay’s international offering and explore alternatives, so you can find what fits your business best.

<a href="https://www.skydo.com/blog/razorpay-international-payments-charges-features">Razorpay</a> app is an Indian payment gateway founded in 2014 that provides financial services for businesses. Its offerings include payment processing, banking solutions, lending options, and business operation tools.

For international payments, Razorpay has two main options.&nbsp;

The standard payment gateway service that accepts payments from multiple countries through credit/debit cards, bank transfers, SWIFT, and PayPal, with funds converted to INR.&nbsp;

Their MoneySaver Export Account provides virtual international bank accounts, allowing clients to make payments via local bank transfers in various currencies.

Key Features of Razorpay International Payments

Razorpay's payment gateway accepts international payments through credit card and debit card, bank transfers, SWIFT, and PayPal integration. It supports transactions from over 100 countries and automatically converts foreign currencies to INR. The system handles payment processing and basic reconciliation for international transactions.

Pricing: <a href="https://razorpay.com/accept-international-payments/">3% transaction fee</a> for card payments. PayPal transactions incur PayPal's standard fees (approximately 4.4% transaction fee plus a $0.30 flat fee, along with a 4% forex markup).

This solution provides virtual international bank accounts for businesses regularly receiving foreign payments. Clients can pay via local bank transfers in multiple currencies. The system generates automated digital FIRA and uses live forex rates for currency conversion.

Pricing: 1% of the transaction amount with no additional forex markup.

<a href="https://www.skydo.com/">Skydo</a> is an international payment platform designed for Indian freelancers and businesses. It provides virtual international bank accounts that let clients pay you as if you were a local business in their country. The platform offers accounts in the US, UK, Canada, Australia, and other major markets.

Skydo converts payments using live forex rates without markup, meaning you get the exact exchange rate you see on Google. The platform also includes invoice generation, payment tracking, and analytics tools to help manage international income.

Wise Business: A Solid Razorpay Alternative for Freelancers and Small Businesses

<a href="https://www.skydo.com/blog/top_5_wise_alternatives_for_international_payment">Wise (formerly TransferWise)</a> offers multi-currency accounts for businesses of all sizes receiving international payments. The platform started as a peer-to-peer remittance service but has expanded to provide accounts that can hold and convert multiple currencies.

PayPal: A Globally Accepted Razorpay Alternative

<a href="https://www.skydo.com/blog/top-paypal-india-alternatives-for-international-payment">PayPal</a> is one of the most widely recognized payment platforms globally, handling cross-border personal and business transactions.

PingPong: A Viable Razorpay Alternative for ecommerce&nbsp;

<a href="https://www.skydo.com/blog/pingpong-payments-review-fees-features">PingPong</a> focuses on simplifying international payments for freelancers and e-commerce sellers, with particular attention to marketplace integration.

Payoneer: A Solid Razorpay Alternative for Marketplace Integrations

Founded in 2005, <a href="https://www.skydo.com/blog/payoneer-fees-india-guide">Payoneer</a> is an established platform for international payments, particularly popular with freelancers and marketplace sellers.

<a href="https://www.skydo.com/blog/karbon-business-features-pricing-and-alternatives">Karbon Business </a>(formerly Karbon Card) is an Indian fintech platform that started with corporate cards but has expanded to international digital payments. The platform handles both inward and outward remittances for Indian businesses.

<a href="https://www.skydo.com/blog/eximpe-reviews-fees-alternative">Eximpe</a> provides payment solutions specifically designed for cross-border transactions. The platform caters to freelancers and small businesses who regularly work with international clients.

Receive seamless International Payments with Skdyo

Skydo makes getting paid from international clients feel a lot less complicated. You get virtual accounts in major markets like the US, UK, Singapore, and Australia,&nbsp; and once the payment comes in, it’s usually in your Indian bank account within 24 hours.

What really makes a difference though? You always know where your money is. With real-time tracking and helpful reminders, you’re never in the dark. Plus, Skydo gives you the live forex rate (no hidden markups) and your FIRA instantly — so you stay compliant without the usual back and forth.

Add to that a 5-minute setup and a support team that’s actually based in India — and it’s easy to see why more businesses are switching. If you’re looking for a smoother, more transparent way to handle international payments, Skydo could be a great fit.

RazorPay Alternatives for receiving international payments

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Imagine finally selling that first batch of handcrafted leather wallets on Amazon US, only to see 5% of your hard-earned money disappear when you withdraw your earnings to India. You're not alone.&nbsp;

With Amazon Global Selling set to reach <a href="https://sell.amazon.in/grow-your-business/amazon-global-selling/exports-digest">$20 billion</a> in cumulative Indian exports by 2025 and already supporting over 150,000 exporters since 2015, the opportunity is massive. These days, it's not just sellers from metro cities. Artisans and small businesses from Surat, Agra, Jaipur, Ludhiana, and Coimbatore are successfully reaching buyers across the US, Europe, and the Middle East.&nbsp;

But while you are busy perfecting your products, hidden payment charges are quietly eroding your profits. In this blog, we'll show you how to avoid those hidden charges that slash your profits when withdrawing Amazon payments. You'll learn the most cost-effective way to receive your global selling earnings in India.

The Hidden Costs of Receiving Payments from Amazon Global Selling India

Despite the surge in global sales, many Indian exporters are unaware of how much they pay in fees and foreign exchange markups when withdrawing their payments, or that there is a way to retain more of their Amazon earnings. There are primarily two ways through which you can withdraw your Amazon earnings:

Amazon's Currency Converter for Sellers (ACCS)

When using Amazon's built-in currency converter, fees come in two parts:

A conversion fee based on your annual volume:

Secondly Amazon Currency Converter for Sellers applies the exchange rate provided by its third-party service provider on the day your bank transfer is initiated, typically adding a forex markup of around 1–2% over the prevailing market rate.

Let's see what this means with a real example. If you earned $200,000 in a year:

Various third-party services, such as Skydo, Payoneer, and PingPong, offer alternatives to Amazon's built-in currency converter. These services typically charge lower transaction fees than Amazon, ranging from 0.3% to 1%, depending on the provider and your monthly volume.

However, not all platforms are equally transparent about their exchange rates. Some third-party services offer low transaction fees but also levy markup on the prevailing forex rates. Without a clear disclosure of the exact exchange rate you're receiving, you might still lose significant value on each payment.

The most cost-effective providers combine low transaction fees with transparent, mid-market exchange rates. On earnings of $200,000, choosing the right payment solution can save Indian sellers several lakh rupees compared to using Amazon's default converter.

For sellers focused on growing their global expansion, these savings can be reinvested in inventory, marketing, or product development rather than being lost to unnecessary fees. That's why it's worth comparing not just the advertised fees, but also the actual exchange rates offered by different payment providers.

Keep most of your Amazon Global Selling Earnings with Skydo

<a href="https://www.skydo.com/">Skydo</a> offers Indian sellers a more affordable way to receive Amazon Global Selling payments compared to traditional options. With transparent pricing and access to actual mid-market exchange rates, Skydo helps you keep more of your hard-earned profits.

Skydo's fee structure is straightforward:

When compared to other platforms, the savings are significant:

What truly sets Skydo apart isn’t just its transparent, affordable fees, it’s the complete payments ecosystem built specifically for Amazon global sellers. Skydo is among the few Indian platforms to receive in-principle RBI authorisation as a Payment Aggregator for Cross Border Payments, giving you unmatched regulatory trust.

With Skydo, every Amazon payment comes with a free, instant FIRA, no more delays or extra charges. Sellers get access to global accounts in major currencies like USD, GBP, and EUR, so you can receive payouts from Amazon worldwide without hidden markups.

Plus, Skydo integrates directly with Amazon Seller Central for a seamless experience, while a dedicated India-based support team is always on hand to assist you. From compliance to convenience, Skydo empowers you to save more on every withdrawal and focus on growing your global business.

Receive Payments from Amazon Global Selling in India With Skydo&nbsp;

Getting started with Skydo is quick and straightforward. Here's how you can begin receiving your Amazon payments with lower fees:

Skydo provides instant <a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">FIRC documentation</a> for all your transactions, eliminating the usual wait time and paperwork hassle that comes with international payments. This makes compliance and tax filing much easier for Indian sellers.

If you ever need help, we at Skydo offer local support from an India-based team that understands the unique challenges faced by Amazon Global Selling merchants. Our customer service is available via call, WhatsApp, and email, with most queries resolved within two business hours.

How to Receive Payments from Amazon Global Selling in India

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In this article, we'll analyse India's top five cross-border payment companies to help you find the right fit for your international payment needs.

Imagine you've just completed a project for an overseas client. The payment arrives after days of waiting, but it's less than expected, reduced by unexpected bank fees and unfavourable exchange rates.​

India's export and freelance sectors are experiencing unprecedented growth. Between April an<a href="https://pib.gov.in/PressReleasePage.aspx?PRID=2098447">d December 2024, the country's exports reached an estimated US</a>D 602.64 billion, marking a 6.03% increase from the same period in 2023. As more Indian professionals engage in global commerce, the challenges of receiving international payments, such as hidden fees and compliance complexities, have become more pronounced.​

In response, a new wave of homegrown payment solutions has emerged, tailored to the needs of Indian users. These platforms offer competitive exchange rates, faster transfers, and simplified compliance processes, providing a more efficient alternative to traditional banks.&nbsp;

<a href="https://www.skydo.com/">Skydo</a> provides virtual bank accounts in multiple countries, including the US, UK, Canada, and Australia, allowing Indian freelancers and businesses to receive payments in multiple currencies, including USD, GBP, EUR, and CAD. Their standout feature is zero forex margin with transparent flat fees and instant <a href="https://www.skydo.com/blog/importance-of-fira-for-freelancers">digital FIRA</a> generation.

<a href="https://www.skydo.com/blog/razorpay-international-payments-charges-features">Razorpay International Payments</a> allows Indian businesses to accept payments from over 100 countries through standard options like cards, bank transfers, and PayPal. They also offer MoneySaver Export Account, which provides virtual international bank accounts for receiving direct bank transfers.

<a href="https://www.skydo.com/blog/karbon-business-features-pricing-and-alternatives">Karbon Business (formerly Karbon Card)</a> facilitates inward and outward remittance services for Indian businesses and freelancers. Initially starting as a corporate card platform, they've expanded to offer international payment solutions and partnered with banks like IDFC Bank and JP Morgan Chase.ngs&nbsp;

<a href="https://www.skydo.com/blog/eximpe-reviews-fees-alternative">EximPe </a>provides cross-border payment solutions with global collection accounts in 30+ currencies for freelancers and small businesses. It offers transaction-based pricing and monthly subscription models, along with trade financing options for import-export businesses.

<a href="https://www.skydo.com/blog/xflow-price-features-alternatives">Xflow</a> is an India-based payment platform that provides virtual USD accounts for receiving international payments. The service offers next-day settlements, payment links, invoicing tools, and automated digital FIRA generation for international transactions.

Receive affordable and compliant cross-border payments with Skydo&nbsp;

When it comes to receiving international payments as an Indian freelancer or business, the choice of platform can significantly impact your bottom line. After reviewing India's top five cross-border payment companies, a few key differences stand out.

While all five platforms offer digital FIRA generation and some form of virtual accounts, they vary widely in pricing structures, currency support, and additional features. Razorpay offers wide country coverage but comes with higher fees. Karbon Business provides dual-direction payments but only supports USD for inward payments. EximPe offers multiple currency options but has a complex fee structure. Xflow provides simple invoicing tools but is limited to USD transactions.

Skydo emerges as the most cost-effective option, especially for more significant transactions. With transparent pricing, zero forex margin, and fees as low as 0.3% for payments above $10,000, it can save you thousands compared to platforms charging a flat 1% or more. The instant FIRA generation, 5-minute account setup, and dedicated customer support address the main pain points freelancers face with international payments.

For freelancers and businesses looking to maximize their earnings from international clients, Skydo offers the most comprehensive solution that balances affordability, transparency, and essential features to make cross-border payments seamless.

Top 5 Cross-Border Payment Companies in India