Landing freelance gigs on Upwork requires more than just a stellar profile. While your skills and experience take centre stage, a well-crafted cover letter can be the secret weapon that sets you apart from the competition.&nbsp;

This guide equips you with expert tips and winning templates for cover letters for Upwork to craft proposals that grab clients' attention and secure those dream projects.

Understanding the Importance of a Cover Letter on Upwork

Defining a Cover Letter in the Freelance Landscape

Cover letters on Upwork serve as introductions, expand your profile, and showcase your suitability for the job, much like in the traditional job market. It's your chance to personalise your proposal, demonstrate your understanding of the project, and showcase what makes you the ideal freelancer for the job.

Why Your Upwork Cover Letter Makes a Difference

Crafting a Winning Cover Letter: Essential Tips

Now that you understand the importance of a cover letter let's delve into the key elements that make it effective:

Add Your Personality (While Remaining Professional)

While professionalism is key, there's no need to be boring. Write in a conversational tone that's respectful but engaging. Avoid starting with dull phrases like "My name is Job Applicant Jean" and instead, let your personality shine through with phrases like “Having helped clients achieve [Specific results] in the past, I believe my skills can be a valuable asset to your [Project Name] project.”&nbsp;

Pay attention to the keywords used in the project description. Subtly integrate these keywords throughout your cover letter for Upwork to improve your proposal's searchability within Upwork's search engine.

Example: Look for keywords in the project description (e.g., "social media marketing"). Subtly weave them into your cover letter to improve searchability within Upwork's search engine. Instead of generic statements like "I have experience in marketing,” go for keyword integration: "I noticed you mentioned a focus on social media marketing and audience engagement. In my previous role, I managed social media campaigns that grew follower bases by 30% through targeted content strategies."

Anticipate potential concerns clients might have and address them directly in your cover letter. This demonstrates your attentiveness and ability to think ahead.

For example, instead of leaving clients wondering with generic statements like "I'm a great writer, trust me,” try addressing concerns like"I understand clear communication is crucial. I provide regular progress updates and keep you informed throughout the project. Feel free to reach out with any questions or concerns."

Instead of a standard sign-off, conclude with a call to action that reinforces your value proposition.

Example: "I'm confident my skills can significantly benefit your project. Let's discuss how I can help you achieve your goals. I'm available for a call at your earliest convenience."

Refine Your Approach: As you gain experience, track what resonates with clients and adapt your cover letters for continued success.

Showcase Your Passion and Understanding of the Client's Industry

Go beyond just listing your skills. Briefly mention what excites you about the client's industry or project type. This demonstrates genuine interest and sets you apart from freelancers focused solely on the job itself.

Example: "I've been following the impressive work your company has done in the sustainability sector, and I'm particularly passionate about [specific aspect of the industry]. My experience in [relevant skill] combined with my enthusiasm for this field allows me to bring a unique perspective to your project."

Highlight Your Skills and Quantify Your Achievements (When Possible)

Don't simply repeat your resume. Briefly showcase your most relevant skills and experiences that directly address the project's requirements. Back up your claims with data. Numbers add credibility and give clients a clearer picture of your impact.

Example: Instead of saying "increased website traffic," quantify it. "I crafted SEO-optimised blog posts that resulted in a 25% increase in organic website traffic for my previous client."

By incorporating these essential tips, you'll craft compelling cover letters that land you the freelance projects you deserve. Remember, a cover letter is an ongoing conversation. Keep personalising and refining your approach to stand out on Upwork!

Sample Cover Letter Templates for Success

These Upwork cover letter samples provide a foundation to build upon, tailored to different freelance specialities.

I am writing to express my interest in your project for [Project Title]. Having reviewed the details, I am confident that my skills and experience in [Your Skills] make me a strong fit for this role.

In my previous work with [Previous Client/Company], | successfully [Describe a Relevant Achievement]. My portfolio showcases a range of projects that demonstrate my ability to [Highlight Relevant Skills]

I am eager to learn more about your vision for this project and discuss how | can contribute to its success. Please find my portfolio attached for your review.

Thank you for your time and consideration.

I came across your project for [Project Title] and was immediately drawn to the opportunity to leverage my expertise in web design. With [Number] years of experience crafting user-friendly and visually appealing websites, I am confident I can deliver exceptional results.

In my previous project for [Previous Client], I designed a website that resulted in a [Quantifiable Achievement] increase in [Metric, e.g., traffic, conversions]. My portfolio showcases my ability to design websites that are not only aesthetically pleasing but also optimised for [Areas of Expertise, e.g. SEO, mobile responsiveness].

I'm eager to discuss your vision for the website and collaborate on a design that exceeds your expectations. Please find my portfolio linked below for your reference: [Portfolio Link]

I came across your project for [Project Title] and was immediately drawn to the opportunity to leverage my content writing skills. With [Number] years of experience crafting engaging and informative content, I am confident I can create pieces that resonate with your target audience and achieve your desired goals.

In my previous role at [Previous Client/Company], I successfully increased website traffic by [Quantifiable Achievement] through the creation of [Type of Content, e.g., blog posts, SEO-optimised articles]. My portfolio showcases my ability to write in various styles and tones, ensuring your content aligns perfectly with your brand voice.

I'm eager to discuss your content strategy and brainstorm ideas that will captivate your audience and drive results. Please find writing samples relevant to your project in my portfolio linked below: [Portfolio Link]

I'm excited to submit my proposal for your [Project Title] project. Having reviewed the details, I am confident my expertise in graphic design can deliver visually stunning and impactful creative assets that align with your vision.

For [Number] years, I've been helping businesses like yours create captivating visuals that elevate their brand identity. In my previous project for [Previous Client], | designed [Type of Design, e.g. logos, social media graphics, website banners] that resulted in a [Quantifiable Achievement] increase in [Metric, e.g. brand awareness, engagement].

My portfolio showcases my design versatility and ability to translate your ideas into effective visuals. I'm particularly skilled in [Areas of Expertise, e.g., brand identity design, illustration, UI/UX design. I'm eager to collaborate with you and bring your design vision to life. Please find a link to my portfolio showcasing relevant design work: [Portfolio Link].

Having reviewed your project for [Project Title], I'm confident my video editing skills and creative vision can transform your raw footage into a compelling and engaging video.

With a passion for storytelling and [Number] years of experience editing videos for [Previous Clients/Companies/Industries], | possess a strong understanding of pacing, transitions, and the power of visuals to capture and hold the audience attention.

In my previous project for [Previous Client], I edited a video that achieved [Quantifiable Achievement] by utilising [Specific Editing Techniques]. My portfolio showcases my ability to edit videos across various styles, from promotional content to explainer videos.

I'm eager to discuss your vision for this project and collaborate on crafting a video that exceeds your expectations. Please find a link to my portfolio showcasing my editing skills: [Portfolio Link].

Note: Adapt the bracketed sections to your specific skill set. Also, while you can use these templates for reference, it's important to make your cover letter very personalised.

By incorporating these tips and templates, you'll be well on your way to crafting compelling cover letters for upwork proposals that land you the freelance projects you deserve. Remember, a cover letter is an ongoing conversation. As you gain experience on Upwork, track what resonates with clients and refine your approach for continued success.

Check out this blog for expert tips and tricks on cover letter templates that will help you craft standout proposals and land freelance gigs on Upwork.

Land Your Dream Freelance Gig: Upwork Cover Letter Guide

Land Your Dream Freelance Gig: Upwork Cover Letter Guide th

Anoosh Kotak

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Indian exports have shown remarkable resilience, achieving an impressive<a href="https://economictimes.indiatimes.com/news/economy/foreign-trade/indian-exports-up-in-115-nations-out-of-238-destinations-in-2023-24/articleshow/109978944.cms?from=mdr#:~:text=Despite%20global%20economic%20uncertainties%2C%20India's,services)%20reached%20USD%20778.2%20billion."> USD 778 billion in 2023 </a>despite global economic uncertainties. However, as exports grow, one critical challenge continues to hold exporters back—cross-border payments.

Managing B2B cross-border payments in India can be complex, with high fees, delayed settlements, and compliance hurdles making life harder for exporters. But it doesn’t have to be this way.

In this blog, we’ll explore what cross-border payments are, the key challenges exporters face, and how Skydo is simplifying cross-border payments in India, helping businesses save time, money, and stress.

Cross-border payments are transactions where the payer and the recipient are located in different countries. For example, if an Indian exporter receives a payment from a French client or you purchase an item from an international seller, these are considered cross-border payments.

Cross-border payments can be broadly classified into two categories:

These occur when a business in one country makes a payment to a business or service provider in another country. For instance, if you’re an Indian freelancer receiving payment from a US client for graphic design services, that’s a B2B cross border payment.

These refer to B2C transactions, where an individual consumer buys a product or service from an overseas seller. For example, purchasing electronics or apparel from an international e-commerce store falls under this category.

Despite the growing exchange of goods and services globally, cross border payments remain riddled with challenges. Long delays, high costs, and regulatory complexities often make these transactions frustrating and inefficient. In the following sections, we’ll dive into the key challenges exporters face and how they can be addressed.

What Are the Challenges of Cross Border Payments in India?

While domestic payments in India are now as simple as a quick UPI scan, cross border payments tell a completely different story. For exporters and freelancers, these transactions come with significant hurdles that can complicate cash flow and eat into earnings. Let’s dive into the main challenges:

Together, these challenges make cross-border payments a time-consuming and costly process for many exporters and freelancers in India. Addressing these issues is essential for smoother and more cost-effective global transactions.

How Skydo is Simplifying Cross Border Payments for Indian Exporters and Freelancers&nbsp;

Skydo is tackling the challenges of cross border payments head-on with its innovative virtual international accounts. These accounts provide exporters and freelancers with virtual bank accounts in key markets like the US, UK, and Australia. Clients in these countries can send payments as local transfers, eliminating the high costs and delays of traditional international transfers. Skydo consolidates these local payments and transfers them directly to the recipient’s personal bank account in India.

Here’s how Skydo addresses the key challenges of cross-border payments:

Skydo is designed to make cross border payments faster, cheaper, and stress-free for Indian exporters and freelancers. With no hidden fees, quick settlements, and a focus on compliance, Skydo is the smarter choice for managing your international transactions seamlessly.

Cross Border payments and how to receive them with Skydo

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Karbon Business (formerly Karbon Card) hit the market in 2019, aiming to simplify B2B payments for Indian businesses and freelancers. They’ve since expanded into international payments too. But what exactly does Karbon bring to the table? In this blog, we’ll break down their features, pricing, and how they stack up against alternatives. Let’s dive in!

What does Karbon Business (Formerly Karbon Card) do?

Karbon Business initially started as a corporate card platform, hence the name Karbon Cards. However, since then they have expanded into other b2b offerings including facilitating international business payments for companies and freelancers. It offers both inward and outward remittance services. Let's take a quick look at Karbon Card’s offerings, compliance and pricing:&nbsp;

Karbon Business lets freelancers and businesses receive international payments directly into their Indian bank accounts within 24-48 hours. They’ve partnered with big names like IDFC Bank, Visa, and JP Morgan Chase to streamline cross-border transactions.

It is important to note that currently, Karbon business <a href="https://www.karboncard.com/accept-international-payments-india">only supports payments in USD</a>&nbsp;via virtual bank accounts, and they plan to add 12 more currencies soon. However, businesses can still accept payments in 38+ currencies via card and payment options through Karbon Business.&nbsp;&nbsp;

With Karbon,&nbsp; businesses make international payments in over 30 currencies. Whether it’s paying employees, contractors, or vendors abroad, Karbon promises a competitive and compliant way to make cross-border payments.&nbsp;&nbsp;

Karbon Business provides corporate cards and payout services tailored for businesses. With Karbon Card, you get up to ₹15 Cr in free credit and unlimited employee cards. Their Karbon Payouts feature enables vendor payments on credit, 24/7 payouts, and more, offering flexibility for business transactions.

Karbon Business is a reliable option for receiving international payments in India. It is backed by partnerships with trusted global institutions and adheres to strict safety and privacy protocols to protect your funds.

Coming to compliance, Karbon Business also offers&nbsp; <a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">FIRA for each transaction</a>.

What is Karbon Business (Formerly known as Karbon Cards) Fees?

Karbon Business offers live forex rates with a <a href="https://www.karboncard.com/accept-international-payments-india">flat 1% fee</a> for receiving international payments. While the pricing sounds competitive, the costs can stack up quickly for larger transactions. For example, receiving $10,000 would cost you $100 in fees, while a payment of $1000 would cost you $10 in fees

For outward remittance too, Karbon business charges a <a href="https://www.karboncard.com/outward-remittance-india">fee of upto 1%</a>.&nbsp;

Karbon Business Alternatives for Receiving International Payments&nbsp;

Now that we’ve explored Karbon Business, its fees, and features, let’s dive into some alternatives to see if there’s a better option for receiving international payments.

Founded in 2005, <a href="https://www.skydo.com/blog/payoneer-payment-gateway-features-fees">Payoneer</a> is a leading payment solution for businesses and freelancers worldwide. It facilitates international transfers by providing users with virtual bank accounts in multiple currencies and integrating with leading marketplaces like&nbsp; Amazon and Walmart&nbsp;

In terms of fees, Payoneer offers free account setup, but transaction fees apply: Payoneer-to-Payoneer payments are free, <a href="https://www.payoneer.com/en-in/about/pricing/">credit card payments</a> incur a 3.2% + $0.49 fee, ACH Bank Debits (US) cost 1%, and virtual account payments are free for EUR/GBP but up to 1% for USD.&nbsp; Withdrawals to local bank accounts attract up to a<a href="https://www.payoneer.com/en-in/about/pricing/"> 3% fee for different currencies.</a> Extra charges like bank or intermediary fees may apply. An annual fee of $29.95 is charged if total payments received are below $2,000 in a year.

To simplify compliance, Payoneer offers free digital FIRAs to Indian businesses and freelancers.&nbsp;

Skydo is a global payment solution designed to simplify cross-border payments for freelancers and businesses in India. It offers virtual international bank accounts in under 5 minutes and provides a comprehensive payments ecosystem, including payment tracking, invoice generation, and more.

Skydo stands out with live Forex rates and zero currency conversion fees or hidden charges, offering a transparent fee structure that makes it a strong Karbon business alternative in India.

To ensure compliance with RBI and government regulations, Skydo provides free, instant FIRAs available for download after every transaction. Each user is also assigned a dedicated representative to assist with onboarding and address any queries promptly.

However, Skydo currently supports only inward remittances to India, meaning Indian businesses cannot use it for outward payments.&nbsp;

<a href="https://www.skydo.com/blog/transferwise-india-features-benefits-pros-cons">Wise (formerly TransferWise) </a>operates in over 80 countries, offering multi-currency accounts for individuals and businesses. Originally a peer-to-peer remittance platform, it has evolved into a global money transfer solution.&nbsp;

Wise stands out for using mid-market exchange rates without markups, charging a conversion fee averaging around 1-2% of the transfer value. It also provides <a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">digital FIRAs </a>for compliance (e.g., $2.50 for USD transfers), making it a strong alternative to Karbon Business.

While <a href="https://www.skydo.com/blog/top_5_wise_alternatives_for_international_payment">Wise</a> boasts a<a href="https://www.forbes.com/advisor/in/banking/wise-review/"> user-friendly interface </a>and efficient transfers, some users on review platforms have reported <a href="https://www.g2.com/products/transferwise/reviews?utf8=%E2%9C%93&amp;filters%5Bnps_score%5D=1#survey-response-9454134?no_follow=true">occasional challenges with customer support</a> responsiveness. Not that these reviewers do not reflect Skydo's opinion

In today’s world, where domestic payments are as easy as a quick scan, international transactions should be just as effortless. At Skydo, we’re not just offering a payment platform, we’re building an ecosystem designed to simplify every step of the process. Let us take care of the payment logistics so you can focus on scaling your business globally.

Before choosing an international payment provider, always compare fees, exchange rate markups, features, and reliability. Your business deserves nothing but the best!

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As a freelancer or an exporter, getting paid on time is the most crucial aspect of your business. Wise (earlier known as TransferWise) is one of the most reliable and popular platforms for receiving international transfers from cross-border clients. But what about affordability? Are Wise transfer charges affordable for your business?

In this blog post, we break down Wise transfer charges using practical examples and provide a clear overview of how Wise works for receiving international money transfers. Our aim is to help you understand the costs and features so you can choose the best option for your needs.

Wise Transfer Charges: What do you need to know about them?

Wise takes pride in its transparency, ensuring no hidden fees are included in its pricing. But what are the different components of its transparent fees? Let's find out:&nbsp;&nbsp;

Mid-market exchange rate +&nbsp; Conversion fee

Wise considers the<a href="https://wise.com/in/mid-market-rate?no_follow=true"> mid-market exchange rate</a> to convert the value of currency. It is derived as the mid-point of the rate at which bankers are ready to buy and sell a currency. The mid-market exchange rate is real, and fair, and helps you get paid without getting stuck in the quagmire of exchange rate movements.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Wise charges 1.7%-1.8% of the transaction amount in Wise fees. For a payment of $10,000, Wise charges $161.99 as Wise fees.

e-FIRC charges (varies across currencies).

e-FIRC is an abbreviation for Electronic Foreign Inward Remittance Certificate. With every transfer, Wise sends you a digital FIRA, which they call an e-FIRC. The charges for e-FIRC is there equivalent if $2.50/FIRA. For example, if you receive $1,000 from the US, the e-FIRC charges will be $2.50. For receiving €1000, the e-FIRC charges are €2.24.

Along with the above charges, additional fees could be applied to the total cost. These miscellaneous charges are due to the nature of the transaction or bank fees. For example, if you receive $1,000 from a client in the US through a Wire transfer, the Wise fees will be $28.94 – $6 more compared to a Wise account transfer. In the wire transfer payment method, the money is credited to your bank account. Because there are more participating financial institutions, the transfer fee increases marginally.

You can open an account in Wise free of charge, but all the above charges are applicable while making a transfer.

The duration of a Wise payment transfer depends on several factors. These factors include currency conversion (which usually takes up to two business days), the country you're sending money to and from, payment method, security checks, and public holidays and banking hours. Overall, Wise Transfer can take anywhere between&nbsp;<a href="https://wise.com/help/articles/2978029/how-long-does-it-take-to-receive-money-into-a-balance?no_follow=true">&nbsp;1-5 business days</a>.&nbsp;

Wise Transfer Charges: How much do I need to pay to receive global payments in India

With Wise, you can accept payment in international currencies. However, Wise money transfer charges are variable fees, that is they are not fixed and depend on the currency.&nbsp;

Don’t worry we won’t leave you hanging there. We have come up with two examples, using different foreign currencies. This example explains how the charges will differ and the net amount you can expect to receive from the currency transfers.&nbsp; 

Wise Fees for Receiving USD 5000 In India

We used <a href="https://wise.com/in/business/receive-money">Wise’s Transfer Fees calculator </a>to determine the total Wise transfer fee for receiving $5000 in India and the total amount you can expect.&nbsp;

Total fees: $82.7+ $2.5+ $15.34 = $100.54

Total amount to be converted: $5000-$100.54 = $4899.46

Current mid-market exchange rate: 83.5106

You get: 4899.46 X 83.5106= INR 409,156.84

Wise Fees for Receiving Euro 5000 In India

How does the calculation change when a client transfers the same amount albeit in a different currency from Europe? Let’s find out by switching the US Dollar to Euro.

Wise offers two payment methods for receiving payment from European clients: low-cost transfer and Wise account transfer. However, the fees are the same for both methods.

Total fees: €89.9+ €2.24 + €16.59 = €108.73

Total amount to be converted: €5000-€108.73 = €4891.27

Current mid-market exchange rate: 93.2861

You get: 4891.27 X 93.2861 = INR 456,287.50

Receiving global payments with Wise vs Skydo: Comparing Wise transfer fees with Skydo

Skydo is a great alternative for receiving payment in international currencies in India. You can create an account for free and all the transfer charges are shared with you upfront – no hidden costs.

Skydo charges a flat fee of $19 for transferring up to $2,000 and $29 for payments between $2,001 and $10,001. Moreover, it offers international virtual accounts meaning your clients can transfer money to your account directly like they’re making a local transfer.

Let’s quickly compare Wise and Skydo to find out how much fees each platform charges for receiving the same amount of money in US Dollars.

From the above calculation, it’s clear that Skydo offers better value than Wise and is the least expensive option to receive international transfers. You save $168 in total fees which means an extra income of INR. 14,000.&nbsp;

If you want to get the best value for currency exchange and switch from traditional bank transfer to a more modern, transparent platform, create a free account with Skydo or book a demo with us. 

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Revolut India is a global financial technology company that offers a range of digital banking services to over 65 million personal users and 500,000 business users worldwide. Through its mobile app, Revolut provides multi-currency accounts, debit cards, foreign exchange, and other financial services.&nbsp;

The company prioritizes security, utilizing end-to-end encryption and partnering with regulated banks to store user funds. 

Revolut in India: what’s confirmed—and what to realistically expect

Revolut has opened a waitlist for interested users, but the initial rollout is expected to be limited to a select group, with mass availability pending further developments.&nbsp;

Limitations &amp; watch-outs for Indian users

When considering Revolut's upcoming launch in India, there are several limitations and watch-outs that users should be aware of:

If you receive business payments from abroad

If you are an Indian business, freelancer, agency, or SaaS company receiving payments from international clients, it's important to note that Revolut's services are not yet widely available in India.&nbsp;

Moreover, the company's current communication primarily focuses on a consumer-oriented payments launch, which includes UPI integration and card services.

As an exporter, you have specific requirements to ensure compliance and smooth operations. These include purpose-code mapping, Foreign Inward Remittance Advice (FIRA), <a href="https://www.skydo.com/blog/what-is-e-brc">Electronic Bank Realisation Certificate (eBRC),</a> predictable settlement, and transparent foreign exchange rates. At present, there is no clear indication that Revolut's Indian offering will cater to these business-specific needs at launch.

This is where Skydo emerges as a compelling alternative, tailored specifically for Indian exporters.&nbsp;

A business-grade alternative for exporters &amp; freelancers: Skydo

Skydo is a purpose-built platform designed specifically for Indian freelancers, agencies, SaaS providers, and SMBs receiving international client payments.&nbsp;

Skydo prioritizes compliance, efficiency, and transparency, enabling your business to streamline international payment workflows and focus on growth.&nbsp;

If you're an Indian exporter seeking a comprehensive solution for managing client payments, Skydo offers the tools and features you need to succeed.

Quick comparison: Skydo vs. Revolut India&nbsp;

Here's a quick comparison table between Skydo and Revolut India at launch:

As the rollout begins, waitlisted users will be invited to access the app in phases, with priority given to early registrants

Getting started with Skydo takes just a few minutes:

That’s it — your international payment setup is ready.
Join thousands of Indian businesses using Skydo to get paid globally, faster, and without hidden fees.

👉 <a href="https://www.skydo.com/">Create your account today</a>

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Revolut India

Short answer: Yes, Airwallex is available in India. India-registered businesses are onboarded under Airwallex Singapore Pte. Ltd., and your products/fees follow the Singapore entity.

Airwallex is a global payments and financial platform founded in 2015. It offers multi-currency accounts, FX &amp; transfers, payment acceptance (gateway &amp; links), payouts, cards/expense, and APIs.

Yes. India is an eligible country to onboard, and India-registered companies are served by the Singapore entity—this influences available features, fee schedules, and compliance artefacts.

Documents (indicative; confirm during signup)

Airwallex has a dedicated page for South-East Asia documents, which includes India. Expect standard company proofs (incorporation, GST, PAN, ownership chart) and a recent bank statement or financials.&nbsp;

Key takeaway: You’ll operate under Singapore licensing, not Indian banking regulation. This affects available features, pricing visibility, and compliance documentation.

What Indian businesses can use with Airwallex

1) Global Accounts (collect like a local)

How it works (example): A US client pays you via ACH into your US receiving details; funds land as USD in your wallet → you hold or convert to INR → payout domestically.

2) Payment Gateway (accept cards &amp; local methods)

Pricing &amp; FX: what’s public (examples)

Important: India-registered businesses are typically on Singapore pricing logic. Confirm your exact rates with Airwallex.

Airwallex <a href="https://www.airwallex.com/us/pricing?">pricing pages</a> commonly show ~0.5% above interbank for major currencies and ~1.0% for others (ranges can vary by country page/plan).&nbsp;

Worked example (USD → INR @ 0.60% spread for illustration):

Card acceptance (gateway) — reference geographies

Rates vary by merchant region. Public UK pricing page shows: UK cards 1.30% + £0.20; EEA cards 2.40% + £0.20; International 3.15% + £0.20 per successful card transaction. Use this only as a benchmark and confirm India-entity specifics with sales.&nbsp;

Payouts &amp; SWIFT (reference schedules)

What Indian exporters should verify (with any provider)

Note: We haven’t found official, public confirmation that Airwallex automatically issues FIRA/eBRC for India inward remittances. Ask this explicitly in onboarding.

A tailored, compliant alternative for Indian exporters: Skydo

If you export services from India, the real bottleneck isn’t just collecting dollars, it’s staying audit-ready while you collect. That’s the problem Skydo solves without drama. Your client pays like they would locally, money lands in your local virtual account, FX is at live mid-market rates with a clear flat fee, and the compliance trail writes itself. A FIRA is generated when funds settle; if you sell via Amazon Global Selling, you also receive eBRC. The <a href="https://www.skydo.com/blog/rbi_purpose_code_for_inward_remittance?">purpose code</a> you chose once is remembered for next time, so every repeat invoice stays clean and consistent. What you see is a practical stack that cuts back and forth, shortens payout time, and doesn’t leave you guessing at audit time.

Get started in minutes. Streamline international payments and stay fully compliant—Sign up for Skydo.