Skydo vs Infinity: Best Choice for International Payments (2025)

TL;DR

Skydo vs Infinity: What each platform does

What is Skydo? 

Skydo is an India-first cross-border payment platform built for international freelancers and exporters. You get virtual accounts in major countries like the US, UK, Canada, and Australia. Your international clients pay into what appears to be a local bank account, but the funds are transferred directly into your Indian bank account within 24-48 hours.

Core features that matter:

💸: For that $5,000 project, you'd pay $29 in fees and receive the rest at live market rates, with all compliance paperwork handled automatically.

What is Infinity?

Infinity is a Y Combinator-backed cross-border payment platform that provides Indian freelancers and exporters with virtual local accounts in key countries. When your clients need to pay you, they send money to what appears as a regional bank account in their country.

Key features at a glance:

Save 50% on every international transfer

Receive from 150+ countries

Get global accounts

Zero forex margin

Sign up

Skydo vs Infinity: A quick comparison

When choosing between payment platforms, the details matter. Here's how both stack up across the factors that impact your daily operations:

Receiving USD 10,000 in India with Skydo vs Infinity

Let's say you just completed a major web development project for a US-based start-up, and they're ready to pay you $10,000. Here's exactly what you'd receive with each platform:

A) Bank transfer / local rails

Skydo calculation:

Infinity calculation:

Your savings with Skydo: $21 in fees, which translates to ₹1,785 more in your account.

B) Client insists on card (US)

Skydo InstaLinks:

Infinity:
The platform emphasises virtual accounts and bank transfers on its main pages. Card and ACH acceptance isn't prominently listed in their standard offerings, so you'd need to verify these options directly with their team if your client prefers these payment methods.

The bottom line: For standard bank transfers, you save $21 per $10,000 transaction with Skydo. Over multiple projects throughout the year, these savings add up while you get the same zero-markup exchange rates and compliance support.

Save 50% on every international transfer

Receive from 150+ countries

Get global accounts

Zero forex margin

Sign up

Who should choose what?

The right platform depends on how you work and what your clients prefer. Here's a quick guide based on different freelancer situations:

Choose Skydo if you:

Need card/ACH payment options: Your US clients want to pay via Visa/Mastercard or ACH transfers through InstaLinks, with instant FIRA generation and India-based support for quick issue resolution.

Sell on Amazon Global Selling: As an official PSP-approved partner, you get tailored pricing, seamless seller dashboard integration, and automated eBRC generation for export compliance.

Handle larger invoices: For larger invoices, Skydo's Flat fees or 0.3% fee turns out to be more affordable, coupled with its live forex rate. 

Want comprehensive support: India-based team guides setup in your timezone with a better understanding of local compliance requirements.

Choose Infinity if you:

Handle smaller, frequent payments: The 0.5% rate works better for payments under $3,800 with simple percentage-based pricing.

Work primarily through Upwork/Deel: The Platform specifically highlights compatibility, though you should compare actual costs for your typical invoice amounts first.

Prefer simple bank transfers only: Clients are comfortable with standard international wire transfers, and you don't need card payment flexibility.

The decision comes down to your average invoice size and payment preferences. Skydo offers better value for larger amounts and more payment flexibility, while Infinity appeals to those wanting simple percentage-based pricing.

Deep dives

Pricing & FX

Skydo's approach: Live zero-margin FX combined with flat pricing till USD 10,000 means you get the actual interbank exchange rate without any hidden markup. For an $8,000 invoice, you pay $29 regardless of currency fluctuations. If the dollar strengthens against the rupee during processing, you benefit from the better rate without paying extra fees.

Infinity's model: The 0.5% all-in fee includes everything with no FX markup. That same $8,000 invoice costs you $40, but the percentage stays consistent whether you're receiving $1,000 or $50,000. Both platforms eliminate the 2-4% forex margins that banks typically charge.

Compliance (FIRA/eBRC)

Skydo: Instant FIRA generation means the moment your payment processes, the compliance document hits your inbox automatically. For Amazon Global Selling merchants, Skydo also handles automated eBRC (Electronic Bank Realization Certificate) generation, streamlining your export documentation without manual paperwork.

Infinity: Offers instant free FIRA, ensuring you get the necessary compliance documentation for your international payments. The platform handles the regulatory requirements, though the specific timing and automation level may vary.

Card/ACH & payment experience

Skydo: US card and ACH payments work through InstaLinks. You share a payment link with your client, they pay using their preferred method (Visa/Mastercard at ~5% or ACH at ~2%), and you receive the funds at live FX rates with instant FIRA. Your client gets a familiar payment experience while you maintain compliance.

Infinity: Focuses primarily on virtual local accounts for bank transfers. Clients send money to what appears as a regional bank account in their country. Card payment support isn't prominently featured on their main pages, so you'd need to verify this option directly with their team if clients prefer card payments.

Marketplaces & tools

Skydo: Official PSP-approved status for Amazon Global Selling means direct integration with your seller dashboard and tailored pricing for marketplace withdrawals. The platform also supports payments from Deel, Upwork, and other freelancing platforms, plus offers business analytics, real-time tracking and GST-compliant invoicing tools.

Infinity: Specifically highlights compatibility with Upwork, Deel, and other global client platforms. The focus remains on streamlining payments for freelancers working through these popular marketplaces, and like Skydo, it also offers payment tracking.

Save 50% on every international transfer

Receive from 150+ countries

Get global accounts

Zero forex margin

Sign up

Real user scenarios: Skydo vs Infinity

$3,000 US client insists on card payment

Your US startup client appreciates the convenience of card payments and prefers to avoid international wire transfers.

Skydo InstaLinks walkthrough:

Infinity option: Card payment support is not clearly listed on their platform. You should contact their team to verify if this payment method is available for your client.

$8,500 EU software project via bank transfer

You just delivered a custom CRM system for a Berlin-based company. They're ready to pay via standard bank transfer.

Side-by-side comparison:

Note: Both platforms offer free and instant FIRA
Savings with Skydo: $13.50 in fees = ₹1,147.50 more in your account

$1,200 freelance payment

You completed a logo design project for a Canadian client who prefers bank transfers.

Quick comparison:

Verdict: Infinity - For smaller payments under $3,800.

How to switch to Skydo

Step 1: Sign up and get verified: Create your Skydo account in under 5 minutes. Upload your business documents (PAN, bank details, basic KYC). The India-based support team guides you through verification, usually completed within 24 hours.

Step 2: Get your virtual accounts:  Once verified, you receive virtual bank accounts in the US, UK, Canada, Australia, and other countries. Each account comes with local routing numbers that your clients can use for payments.

Step 3: Update your next client invoice:  Instead of your old payment details, add your new Skydo virtual account information to your invoice. Your US client sees familiar US bank details, your UK client sees UK account details, and so on.

Step 4: Notify your client about the change:  Send a quick message: "I've switched to a new payment processor for faster, more reliable international transfers. Please use the updated bank details on your next payment." Most clients appreciate smoother payment processing.

Step 5: Track and receive:  Once your client pays, track the payment status in real-time through your Skydo dashboard. Within 24-48 hours, funds are deposited into your Indian bank account, and an instant FIRA is automatically sent to your email.

💡Pro tip: Start with one client to test the process before switching all your payment flows. This way, you can experience the difference firsthand while maintaining backup options for other clients.

Conclusion 

Both Skydo and Infinity solve the same problem: simplifying international payments for Indian freelancers and exporters. Your choice depends on payment size and client preferences.

Choose Infinity if you handle smaller, frequent payouts under $3,800 and clients prefer bank transfers. The 0.5% flat rate works better for smaller amounts, and the platform also offers instant FIRA

Choose Skydo if you deal with larger invoices, need card/ACH options, or sell on Amazon. Flat fees save money on bigger payments, plus you get instant FIRA and India-based support.

The math decides: A $15,000 project costs $45 with Skydo versus $75 with Infinity. But an $800 payment costs $6 with Infinity versus $19 with Skydo.

Calculate your typical payment amounts and client preferences. Both beat traditional banking - pick whichever saves you more.