Does Payoneer card work in Pakistan
Yes, the Payoneer card works in Pakistan for online purchases and ATM cash withdrawals, although many local users move their funds to a Pakistani bank account instead.
The Payoneer card runs on the Mastercard network, and Payoneer describes its service as fully supported in Pakistan for receiving payments and withdrawing funds.
- Online purchases: The card can be used on international websites and online stores that accept Mastercard and deliver to Pakistan.
- ATM withdrawals: Cardholders can take out cash in Pakistani rupees (PKR) at local ATMs that accept international Mastercard transactions.
- Fees: ATM withdrawals and cross-border card use can involve currency conversion fees, fixed charges and fees set by the ATM operator, so costs can add up.
Because card use carries these charges, it is worth reviewing Payoneer pricing for your account before choosing between the card and a bank withdrawal.
- Local bank withdrawal: Payoneer balances can be transferred directly to a local Pakistani bank account, such as one with HBL or Meezan Bank.
- HBL real-time withdrawals: Payoneer has partnered with HBL, Pakistan's largest commercial bank, to let customers withdraw funds in real time.
- Meezan Bank partnership: Payoneer also has a partnership with Meezan Bank aimed at improving how international payments are withdrawn in Pakistan.
Users on Pakistani forums report that Payoneer may freeze accounts that receive funds without proof of work, so keep invoices or contracts that show where your payments come from.