Does Razorpay support international payments
Yes, Razorpay supports international payments, letting Indian businesses collect money from customers in more than 180 countries across over 135 foreign currencies.
The service is built around card payments. Razorpay's own FAQ states that it does not currently accept wire transfers as a method for international payments, so overseas buyers typically pay by card.
- Supported cards: Razorpay accepts major international credit and debit cards, including Visa, Mastercard and American Express.
- Settlement in INR: Money paid in a foreign currency is converted automatically and settled into the merchant's Indian bank account in rupees.
- Activation required: International payments are switched off by default on a Razorpay account. Merchants need to request activation and provide compliance details through the Razorpay Dashboard.
- Pricing: Razorpay lists international card payments at a rate of 3% per transaction.
- Shopify stores: Razorpay supports international card payments for Shopify stores in India through its integration.
Before relying on Razorpay for overseas sales, check that international payments have been approved on your account, confirm the 3% card rate against your margins, and consider whether your clients would rather pay by bank transfer, which Razorpay does not handle for international payments. Businesses that mainly bill foreign clients by wire may want to review Razorpay alternatives for international payments as well.
User feedback on forums such as Reddit suggests Razorpay's international payment experience has improved over time.