Does PayPal take charges

Yes, PayPal takes charges on certain transactions, although opening an account and paying for purchases in your own currency cost nothing.

This PayPal overview separates the actions that are free from the ones that carry a fee.

• Account opening: PayPal does not charge to open a personal or business account or to download its app.
• Domestic purchases: Paying for goods or services in your own currency is free for the buyer.
• Domestic personal transfers: Sending money to friends and family in the same country is free when it is funded from a bank account or PayPal balance.
• Standard withdrawals: Moving money from PayPal to a linked bank account through a standard transfer is free.

Charges apply in the following situations:

• Selling goods and services: In the US, the seller typically pays a domestic rate of 3.49% plus $0.49 on each payment received.
• Card-funded personal transfers: Using a credit or debit card to send money to friends and family attracts a fee.
• Cross-border payments: Sending money abroad or receiving international payments usually involves a percentage fee or a fixed charge.
• Currency conversion: PayPal adds a markup of roughly 3% to 4% when it converts one currency into another.
• Instant transfers: Moving money instantly to an eligible debit or bank card costs 1.75% of the amount.

Fee levels can change, so review PayPal's official consumer fees page for the current figures that apply to your transaction.