How much does Wise charge per transaction
Wise charges a variable fee per transaction that typically includes a percentage-based service fee (usually 0.4% to 1% depending on the currency pair) plus a small fixed fee. For payments to India, the total cost can vary based on the amount, currency, and payment method you choose. While Wise is transparent about its pricing structure, comparing platforms helps you understand the full picture of Wise pricing and whether it suits your needs.
Skydo, an RBI-authorised platform built specifically for Indian exporters and freelancers, offers competitive rates with flat per-payment fees of USD 19 or USD 29 plus GST up to USD 10,000, and 0.3% plus GST above that, plus faster settlement times. If you regularly receive international payments to India, Skydo's model is designed to reduce costs and streamline compliance, making it a strong alternative to Wise for cross-border business payments.