Does Razorpay accept international payments

Yes, Razorpay accepts international payments for Indian businesses, letting them collect money from customers in over 180 countries in 135 foreign currencies.

International payments are not switched on by default. A business has to request the feature from its Razorpay Dashboard and submit the compliance details asked for before it can start charging overseas customers.

• Cards accepted: Razorpay takes major international credit and debit cards, including Visa, Mastercard and American Express.
• Wire transfers: Razorpay's own FAQ states that international wire transfers are not supported, and that international payments are currently card based.
• INR settlement: Money paid in a foreign currency is converted automatically and settled into the business's account in Indian Rupees.
• Pricing: Razorpay lists a rate of 3% per international card transaction.
• Shopify stores: Indian Shopify merchants can accept international card payments through the Razorpay integration.

Before relying on it, check that the activation request has been approved, confirm which card networks your customers use, and factor the 3% transaction rate into your prices. Businesses that expect clients to pay by bank or wire transfer instead of card may want to compare Razorpay alternatives for international payments, since Razorpay does not currently handle wire transfers.

Because payouts arrive in INR, the foreign currency amount a customer pays will not match the rupee figure that reaches the bank account, so reconcile settlements against the conversion applied to each payment.