How to setup PayPal in India
To set up PayPal in India, sign up on PayPal's India website, pick a personal or business account, add your PAN and legal name, then link and confirm an Indian bank account.
Opening the account costs nothing. A personal account suits people who shop internationally, while a business account suits freelancers and businesses that want to receive payments from clients abroad.
- Sign up: Go to the account selection page on PayPal India, click Sign Up and choose Personal or Business. Freelancers collecting client payments should pick Business.
- Enter contact details: Add an active Indian mobile number and your email address, then set a strong password.
- Add identity and tax details: Type your legal name exactly as it appears on your PAN card and bank account, enter your PAN, and finish any identity checks PayPal requires for Indian users.
- Link a bank account: Add an active Indian bank account that can handle international electronic transfers.
- Confirm the bank account: PayPal sends two small deposits of between ₹1.01 and ₹1.50, which take about 3 to 5 business days to arrive. Log back in and enter both exact amounts from your bank statement.
- Add a card (optional): For online shopping, link a debit or credit card enabled for international transactions and confirm it with the OTP sent to your registered mobile number.
A mismatch between the name on your PAN, your bank account and your PayPal profile can hold up verification, so check spellings before submitting. For a wider PayPal overview covering how the account is used once it is active, review the fees and features that apply to your account type.
Keep your bank statement handy during confirmation, since the two deposit amounts must be entered exactly as they appear.