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Does Stripe accept RuPay card

No, Stripe does not natively accept RuPay cards, and Stripe accounts in India support only Visa, Mastercard and American Express card payments.

RuPay is India's domestic card network, and it is not among the networks Stripe processes for Indian accounts.

  • Stripe accounts in India: Card payments are limited to Visa, Mastercard (including Maestro) and American Express, for both domestic and international transactions.
  • Stripe globally: Stripe supports major international networks such as Visa, Mastercard, American Express, Discover, JCB and China UnionPay, while RuPay is not included.
  • UPI: Stripe also does not currently support UPI payments in India, which matters for businesses whose customers pay through RuPay or UPI.

Because of these gaps, many Indian businesses run a domestic payment gateway alongside Stripe so that customers holding RuPay cards can still pay. When comparing Stripe pricing with a local gateway, consider which card networks and payment methods your customers actually use, since customers paying with RuPay cannot complete a Stripe checkout.

  • Razorpay: A domestic gateway that supports RuPay debit and credit cards as well as UPI transactions.
  • Cashfree: Another domestic gateway with native support for RuPay cards and UPI payments.

If most of your customers are in India, check the share of RuPay and UPI payments in your sales before deciding whether Stripe alone covers your checkout.

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