Does Wise issue debit cards
Yes, Wise issues debit cards, offering both a physical card and a digital virtual card that are linked to the Wise multi-currency account.
The card draws on the money held in a Wise account, so it works as a way to spend balances held in different currencies.
- Currencies and countries: The Wise card can be used to spend in more than 40 currencies across over 150 countries and territories.
- Physical and virtual versions: Users can order a physical card or create a virtual card in the Wise app straight away, which can be used for online shopping and contactless payments by phone.
- Currency conversion: When paying, the card uses a balance in the matching currency where available, or converts funds automatically at the mid-market exchange rate.
- Security controls: Cardholders can freeze and unfreeze the card from their phone and generate temporary digital card numbers instantly.
For a wider Wise overview, it helps to remember that holding an account and holding a card are separate matters, because card eligibility depends on where the customer lives.
- Supported regions: Wise issues its card to residents of supported regions, including the UK, the US, the EU, Australia and Canada.
- India: Wise does not currently offer its debit card to people resident in India, even though an account can be opened there.
Before ordering, check the Wise Help Centre for your country of residence to confirm whether the card is available and what ordering fee applies.