Does Stripe support international payments
Yes, Stripe supports international payments, letting businesses accept payments from customers around the world in over 135 currencies.
- Cards from anywhere: Stripe accepts major credit and debit cards, including Visa, Mastercard and American Express, issued in other countries.
- Currency conversion: Customers can pay in their own currency, and Stripe converts the funds before paying them out to your local bank account.
- Extra fees: Stripe usually adds a percentage for international cards and for currency conversion on top of its standard processing fees.
For Stripe accounts based in India, accepting payments from overseas customers comes with specific conditions:
- Business entity required: Individual accounts cannot accept international payments. The business must be registered as a sole proprietorship, a limited liability partnership (LLP) or a company.
- Importer-Exporter Code (IEC): A valid IEC is needed if you sell physical goods, and also to accept international American Express cards.
- Customer address: A valid billing or shipping address outside India must be collected and passed to Stripe at checkout, otherwise international payments can fail.
- Pricing options: Stripe offers Indian businesses two ways to accept international card payments, called Mainly Domestic and Mainly International.
Stripe makes it straightforward to accept many currencies, but users on Reddit point out that global taxes, compliance and local payment methods still need careful setup on your side. If you are weighing Stripe vs Payoneer for cross-border income, compare how each handles fees, supported currencies and payouts for your country and business type.