How does Stripe link work
Stripe Link works as a digital wallet: shoppers save their payment and shipping details once, then reuse them to check out in one click at online stores that support Link.
Link is built into Stripe's payment system and works in a similar way to Apple Pay or Google Pay. The process for a shopper has three parts.
- Save your details: During checkout on a site that uses Stripe, you enter a card or bank account and a shipping address, then choose to save them to Link with your email and phone number.
- Verify it is you: When you use Link on a new device or website, Stripe sends a one-time code by SMS or email before releasing your saved details.
- Check out quickly: On later visits to supported sites, entering your email lets Link autofill your saved payment method and address so you can pay straight away.
Stripe encrypts the stored customer data, and Link can autofill saved information across devices and browsers. Businesses already using Stripe can enable Link in the Stripe Payment Element.
Link is different from Stripe Payment Links, a separate product for sellers. A Payment Link is a shareable URL that lets a business take payments without building an online store or writing code, and searches such as Stripe payment links India fees features usually refer to this seller tool rather than the Link wallet.
- Create a link: In the Stripe Dashboard, choose a product, set the price and generate a unique URL, which can be used to sell a product or service, start a subscription or collect a donation.
- Share the link: Paste the URL into emails, text messages, social media posts or chat apps.
- Collect payment: Customers who click the link land on a secure checkout page hosted by Stripe, where they complete the purchase.
In short, Link helps shoppers pay faster with saved details, while Payment Links help businesses request and accept payments through a simple URL.