How many digits in UTR number

A UTR (Unique Transaction Reference) number contains 16 digits for domestic RTGS and NEFT transactions in India. This alphanumeric code is generated by banks to help you track your payment and serves as proof of transfer. Each UTR number is unique to a single transaction, making it essential for reconciliation and follow-up.

If you're receiving international payments as an exporter or freelancer, understanding the UTR number for RTGS and NEFT helps you track domestic legs of cross-border transfers. Platforms like Skydo provide clear transaction tracking for international payments, ensuring you can monitor every step of your inbound remittance with complete transparency and support from an RBI-authorised service.