How much does PayPal charge to convert USD to CAD

PayPal typically charges around 3% to 4% above the mid-market exchange rate when converting USD to CAD, plus any applicable transaction fees depending on whether the payment is personal or commercial. This markup can add up quickly for frequent or large conversions, making it one of the more expensive options for currency exchange.

If you're an Indian exporter or freelancer receiving payments from Canadian clients, understanding how to transfer money from Canada to India efficiently can help you avoid steep conversion fees altogether. Skydo, an RBI-authorised platform, offers competitive exchange rates and transparent pricing for receiving international payments directly in INR, often saving you significantly compared to multi-step conversions through intermediaries like PayPal.