How much percentage does PayPal take
PayPal generally takes 2.99% to 3.49% plus a fixed 0.49 USD fee on standard domestic commercial transactions in the United States.
The exact percentage depends on how the payment is made, where the buyer and seller are located, and whether a currency conversion is involved. PayPal pricing for US businesses lists separate rates for each payment type.
- Credit and debit cards: Standard card payments cost 2.99% plus 0.49 USD per transaction.
- PayPal Checkout and Venmo: Payments through PayPal Checkout or Venmo cost 3.49% plus 0.49 USD per transaction.
- Goods and services payments: Personal payments marked as goods and services are charged around 2.99%, and whether a fixed fee is added can vary by region.
- QR code payments: Transactions made by scanning a PayPal QR code cost 2.29% plus a fixed fee.
Cross-border and currency-related charges are added on top of the domestic rates.
- International commercial payments: An extra percentage applies when the payment comes from another country, which can bring the total to about 4.4% or more depending on the region.
- Currency conversion: When PayPal converts money between currencies, it adds a margin of roughly 3.0% to 4.0% above its base exchange rate.
Because rates differ by country and account type, the figures that apply to you are set out in your own PayPal user agreement and on the PayPal Business Fees page for your region.