When Payoneer charge annual fee
Payoneer charges its 29.95 USD annual account fee 12 months after you register, and only when your account has not met the minimum activity requirement for that period.
The fee is not a flat yearly charge for every user. Payoneer reviews your incoming payments over a rolling 12-month window that starts from your account approval date, and the fee applies only if receipts in that window fall short of the threshold. Anyone comparing Payoneer pricing should check which threshold applies in their own country before assuming the fee will or will not be charged.
- Standard threshold: The annual account fee is typically waived if you receive at least 2,000 USD into your Payoneer account within the rolling 12-month period.
- Updated criteria in some countries: Payoneer has said it is changing the rules for the 29.95 USD fee in certain countries, and in some regions the qualifying amount is reported as 6,000 USD instead of 2,000 USD.
- Paid annual plans: According to Payoneer's India pricing page, users on a paid annual plan do not pay the annual account fee during the first year of that plan.
- How it is collected: If the fee applies, Payoneer deducts it automatically from the available balance in your account rather than sending a separate bill.
To see where you stand, log in to Payoneer and open Settings, then Pricing and Fees, or review Reports, then Transactions, to add up the payments received over the last 12 months. If your total is close to the threshold, the date that matters is the anniversary of your account approval, since that is when the 12-month activity check falls due.