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How to activate PayPal

To activate PayPal, sign up on PayPal's website or app, choose a Personal or Business account, verify your phone number, confirm your email and link a card or bank account.

  1. Sign up: Visit PayPal's official website and click Sign Up to begin.
  2. Choose an account type: Pick Personal or Business based on whether you mainly pay for things or collect payments.
  3. Enter your details: Add your mobile number, legal name and email address, and set a strong password.
  4. Verify your phone: Type in the code PayPal sends to your phone by text message.
  5. Confirm your email: Open the confirmation message PayPal sends to your inbox and click the link inside to activate your email address.
  6. Link a payment method: Add and confirm a debit card, credit card or bank account so the account is fully verified for sending and receiving money.

Linking and confirming a payment method is what fully verifies a new account. PayPal only requests essential details at sign up, and it may ask for more information later as you use the account.

If you are setting up PayPal for a business, the same email confirmation step applies, and PayPal's business guide describes activation as a short sequence of steps completed after sign up. For a general PayPal overview covering personal and business use, the account selection page on PayPal's site compares both options.

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