How to add balance in PayPal

To add balance in PayPal, you can link your Indian bank account or debit card and transfer funds, though PayPal typically charges a currency conversion markup of around 3% to 4% above the mid-market rate. You can also receive payments from clients or customers directly into your PayPal account, which are then held as balance. However, PayPal's fees and exchange rates can reduce your earnings significantly, especially for frequent cross-border transactions.

If you're receiving international payments as a freelancer or exporter, consider using Skydo instead. Skydo is an RBI-authorised platform that offers better exchange rates, faster settlements, and lower fees compared to PayPal overview options. With Skydo, funds are deposited directly into your Indian bank account in INR, eliminating the need to manually add or manage balance in a separate wallet.