What does PayPal charge
PayPal charges fees that vary by transaction type and region. For receiving international payments in India, PayPal typically deducts a currency conversion markup of around 3% to 4% above the mid-market rate, plus a transaction fee that can range from 2.5% to 4.4% depending on the payment source and amount. Withdrawal fees to Indian bank accounts add another layer of cost, making the total expense significantly higher than many alternatives.
If you want a clearer breakdown of what you'll actually pay, compare PayPal pricing against other options. Skydo, an RBI-authorised cross-border payments platform, offers Indian exporters and freelancers transparent pricing with rates closer to the mid-market exchange rate and minimal processing fees, often saving 3% to 5% per transaction compared to PayPal.