On October 31, 2023, the Reserve Bank of India (RBI) issued a master circular on the import of goods and services titled <a href="https://m.rbi.org.in//Scripts/NotificationUser.aspx?Id=12561&amp;Mode=0">Regulation of Payment Aggregator – Cross Border</a>.&nbsp;&nbsp;

According to the circular, the RBI will regulate all Indian entities facilitating online cross-border payments for the import and export of permissible goods and services. Moreover, these entities will be collectively termed Payment Aggregators Cross Border (PA-CB).

The circular comprises guidelines to streamline the existing cross-border payment framework in India. Previously, cross-border transactions were carried out through Online Payment Gateway Service Providers (<a href="https://www.skydo.com/blog/online-payment-gateway-service-provider-opgsp?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">OPGSPs</a>) as per a circular issued by RBI in 2015.

OPGSPs operate by partnering with an Authorised Dealer (Category I) Bank (AD Bank) and notifying the RBI. According to RBI guidelines, no formal license is needed to function as an OPGSP.

Hence, RBI has issued a circular to establish a concise and clear framework for cross-border payments. RBI will now oversee all cross-border payments in India related to the import and export of goods. The circular applies to PA-CB, PAs, authorised banks and OPGSPs.&nbsp;The PA-CB circular also denotes that there can’t be any new OPGSP.

This blog discusses the key provisions related to the latest RBI circular on the import of goods and services, RBI guidelines for payment gateway, and OPGSP guidelines.

Master Circular on Import of Goods and Services: RBI Bank Guidelines

The following are the key guidelines mentioned in the circular.

The following entities need to adhere to RBI guidelines/instructions provided in the circular.

Here are the key developments included in the new PACB circular.

Categories of Authorisation as per PA-CB Activity&nbsp;

Based on the cross-border payment activity undertaken by the PA-CBs, they can seek authorisation for one of the following three categories.

PA-CB, facilitating cross-border payments for Indian exporters, has to open an Export Collection Account (ECA) with an AD bank.&nbsp;

ECAs can be opened in either Indian currency or foreign currency. In the case of the latter, various ECAs have to be opened for different currencies.

The PA-CBs will credit all export proceeds in the respective ECAs. Additionally, export PA-CBs need to follow the below guidelines:

Similar to export PA-CBs, import PA-CBs have to open an Import Collection Account (ICA) with an AD bank.&nbsp;

They will collect the payment from importers in an escrow account managed by the payment aggregator. It will then be transferred to ICA and will eventually be transferred to the bank account of the foreign merchants.

These entities are allowed to directly onboard foreign merchants, e-commerce marketplaces, or other overseas entities that offer payment aggregation services.&nbsp;

Here are the guidelines Import PA-CBs need to follow.

Those PA-CB who engage in both import and export activities have to comply with the requirements for both Import PA-CB and Export PA-CB.

They also need to ensure that the maximum value per unit of exported or imported goods or services should be ₹25,00,000.

Non-banks who want to provide PA-CB services will have to seek authorisation from RBI. However, before seeking RBI authorisation, it is necessary to register with the Financial Intelligence Unit-India (FIU-IND).&nbsp;

However, RBI has issued the following net-worth criteria for non-banks providing PA-CB services.

The accounts of existing non-bank PA-CB who are unable to meet the net worth requirement will be closed by banks by 31 July 2024.

Snapshot Comparison Between OPGSP Circular (2015) and PA-CB Circular (2023)&nbsp;

Here are the key differences between the OPGSP Circular (2015) and the PA-CB Circular (2023)

Here is the process of seeking approval from RBI for existing or new PA-CBs.

Step 1: Draft the application through Form A, which includes the following parts.

Step 3: The RBI will process the application.

(RBI may raise queries related to various aspects such as shareholding, product processes, etc.)&nbsp;

Step 4: In principle approval from RBI.

Step 5: Filing of system Audit Report

(RBI may raise queries related to SAR audit observations)&nbsp;

Step 6: Final authorisation(state additional conditions that must be complied with)&nbsp;

The evolving cross-border payments environment and the emergence of several OPGSPs and other fintech entities encouraged RBI to issue the circular. Its main purpose is to ensure seamless and more transparent cross-border payment transactions.

Even though regulatory authorities are constantly working on making cross-border payment transactions seamless, transparent, secure, and quicker, businesses often face difficulties in receiving timely payments.&nbsp;

Skydo aims to simplify the cross-border payment landscape for businesses by automating various tasks and helping businesses open foreign bank accounts. <a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Join Skydo today</a> to streamline your invoicing and financial management activities!

Q1. RBI’s master circular on the import of goods and services and cross-border payments applies to which entities?

Ans. AD banks, PAs, and PA-CBs involved in the online processing/settlement of cross-border payment transactions related to the import and export of goods and services have to comply with the guidelines mentioned in the circular.

Q2. What are various compliances according to RBI payment aggregator guidelines for cross-border payments?

Ans. All PA-CBs have to follow the guidelines provided in the circular dated October 31, 2023. Additionally, they also have to follow the various guidelines for payment aggregators mentioned under a circular issued by RBI on March 17, 2020.&nbsp;The circular includes guidelines related to customer grievance redressal and compliance with Baseline Technology Guidelines to ensure fraud prevention and risk management.

Q3. How can PA-CB seek authorisation for facilitating cross-border payment transactions?

Ans. AD banks do not need to seek authorisation to facilitate cross-border payment transactions. However, a non-bank PA-CB can seek authorisation from RBI by sending the application to the Department of Payment and Settlement Systems (DPSS), RBI, Central Office (CO), by April 30, 2024. PA-CB entities must fulfil the minimum net worth criteria before applying to RBI.

 Know more about RBI's circular that mandates payment aggregators to seek authorization for facilitating cross-border transactions by April 30, 2024.

BI’s PACB Circular: Key OPGSP Updates of 2024 to Note 

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Freelancing offers unparalleled freedom and opportunities, but it also comes with the responsibility of <a href="https://www.skydo.com/blog/personal-finance-tips-and-tricks-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">managing your finances</a> and filing for taxes every year. As a freelancer, it is vital to file the ITR and comply with tax laws.&nbsp;

This blog will talk about the tax liabilities for freelancers, the tax rates, the GST and TDS compliance, and the detailed process of filing ITR correctly.

What Is Freelancing According to Income Tax Regulations?

As per the Income Tax Department, earnings from freelancing are treated as earnings from businesses and professions when filing ITR for freelancers. The Income Tax Department has categorised earning income through physical and mental abilities under the ’profit and gains from business and profession’ when considering the tax liability.&nbsp;

Freelancers in India must file taxes under the purview of Income Tax and Goods &amp; Services Tax). The GST implications require freelancers who earn more than Rs 20 lakh (for intrastate; Rs 10 lakh for hill and northeastern states) to register under GST. In India, a GST rate of 18% is applicable for most freelancing services.&nbsp;

Rates of Income Tax Applied to Freelancers

Here is a <a href="https://cleartax.in/s/how-to-file-itr-for-freelancers">detailed table</a> to understand applicable <a href="https://www.skydo.com/blog/tax-slabs-2023-24?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelance taxes in India for freelancers</a> under the age of 60:

If the freelancer earns more than Rs 1 crore as gross annual income, the freelancer is required to conduct a tax audit. Furthermore, a Tax Deducted at Source (TDS) of 10% is applicable for any amount exceeding Rs 30,000 paid by the freelancer to any professional.&nbsp;

The freelancer can claim <a href="https://cleartax.in/s/how-to-file-itr-for-freelancers">tax deductions</a> on freelance income tax liability depending on the chosen tax regime. Freelancers can also utilise the Presumptive Taxation Scheme under <a href="https://www.skydo.com/blog/how-to-file-taxes-under-44ada?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">Section 44ADA</a> of the Income Tax Act 1961. The Presumptive Taxation Scheme under Section 44ADA allows freelancers to pay freelancing income tax on only half of their gross annual income if the total annual income is less than Rs 50 lakhs.

Here are the tax deductions that freelancers can claim while filing ITR for freelancers under Section 80c to 80U.

The obligation to file ITR lies personally on the freelancers, and they can file ITR for freelancers by visiting the <a href="https://eportal.incometax.gov.in/iec/foservices/#/login">Income Tax Portal</a>. However, before filing the income tax for freelancers, it is important to choose the right ITR form.&nbsp;

If you choose the Presumptive Taxation Scheme under Section 44ADA, you need to file an ITR for freelancers using ITR-4. In case you are not opting for the Presumptive Taxation Scheme, you must file your ITR using ITR-3 under the business or profession section.&nbsp;

Here are the steps to file ITR for freelancers in India:&nbsp;

Freelancers can fill out ITR for freelancers using the offline or online method. For offline filling, you can download the form, fill it and upload the XML file to the IT portal. Alternatively, freelancers can fill out the ITR form online and submit the relevant proofs after digital verification of the ITR.&nbsp;

Here are some best practices to follow to file ITR for freelancers correctly:&nbsp;

Filing Income Tax Returns (ITR) as a freelancer in India is a crucial responsibility that demands organisation, diligence, and understanding of the tax regulations. By understanding the tax implications, tax rates, the process of filing ITR, and the best practices, you can simplify the ITR filing process and adhere to all the tax laws.&nbsp;

Maintaining meticulous financial records, regularly updating income and expenses, seeking professional advice when needed, and avoiding common filing mistakes are fundamental steps to ensure a smooth tax filing experience.&nbsp;

Furthermore, it is always wise to consult a tax professional if you find the process complex to ensure the highest tax-saving and ideal compliance.&nbsp;

Q1. Is it necessary for freelancers to pay Advance Tax?

Ans: <a href="https://tax2win.in/guide/income-tax-for-freelancers">If a freelancer’s</a> total tax liability exceeds Rs 10,000, then the freelancer must pay advance tax every quarter of the financial year. It must be paid before the end of the financial year in four instalments: 15th June, 15th September, 15th December, and 15th March.&nbsp;

Q2. Can freelancers revise their ITR after filing?

Ans: Any Indian taxpayer can review their ITR by filing a revised ITR. It must be filed within three months of assessment year completion or completion of the assessment of the <a href="https://www.skydo.com/blog/how-to-claim-input-tax-credit-refund-in-india?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">ITR return</a>, whichever comes first.&nbsp;

Q3. What is the deadline for freelancers to file ITR?

Ans: If your annual turnover is less than 1 crore, you must file the ITR before 31st July. In case of annual turnover exceeding Rs 1 crore, the deadline to file ITR for freelancers is 31st September.&nbsp;

Q4. Can freelancers claim deductions for home office expenses?

Ans: Yes, <a href="https://www.policybazaar.com/income-tax/income-tax-filing-for-freelancers/">freelancers can claim a tax deduction</a> for home office expenses such as printer purchases, internet bills, office supplies, and conveyance expenses.&nbsp;

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The world is no stranger to fraud or fake situations. As a freelancer, you may have been in situations where you agreed to work with a company and it turned out to be fake, resulting in <a href="https://www.skydo.com/blog/personal-finance-tips-and-tricks-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">financial loss</a>.&nbsp;

The solution to ensure that you avoid such instances is to learn how to determine the legitimacy of a company before onboarding them.

This blog will help you learn about ways to review a company and ensure its legitimacy.&nbsp;

Researching the company online gives the initial idea of the legitimacy of the company based on publicly available information. You can implement the following steps.&nbsp;

Most genuine companies begin their operations by creating a website that includes every piece of information one should know about the company.&nbsp;

Look for professional websites with clear information about the company, including its services and contact details. If the company belongs to a specific sector that requires licensing from a government department, ensure that you check that the company has a valid licence.&nbsp;

While checking the website, be aware of poorly designed websites or websites with no additional pages and generic content. You can use tools like <a href="https://website.informer.com/">Website Informer</a> to get background information for a website review.&nbsp;

Genuine companies do not shy away from posting about their services on platforms such as Facebook, Twitter, Instagram and specifically LinkedIn. If you do not find active pages on other social media platforms, you can search for the company on LinkedIn and look for people who work for the company.&nbsp;

If you do not find any company page on LinkedIn or an employee who has added the company name to their profiles, note it down as a red flag and continue researching other metrics of the company mentioned below.&nbsp;

Step 3: Online Reviews and Complaints&nbsp;

You can read and analyse employee and customer reviews by searching the company name on Google or feedback websites such as <a href="https://www.glassdoor.co.in/index.htm">Glassdoor</a>, <a href="https://clutch.co/">Clutch</a>, or the <a href="https://www.bbb.org/">Better Business Bureau</a>. These websites have specific sections to provide extensive information about the quality of the products and services, with reviews by current and past employees along with customers.&nbsp;

Since, as a<a href="https://www.skydo.com/blog/the-essential-elements-of-a-successful-freelancer-contract?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link"> freelancer</a>, you will be working with the company, it is important to read reviews from past clients and employees to get insights into the company's work ethic and payment practices. If the company has a host of negative reviews directed towards its operations being scams or suspicious, it may be on the list of fake companies.&nbsp;

Contacting the company directly is a good step in this process. Here's how to do it effectively.&nbsp;

Be aware if the only contact information available is an email address with a generic domain (e.g., Gmail, Yahoo) rather than a company domain.

Once you have found the company contact details, make the initial communication by reaching out through official channels listed on the company's website, such as a contact form, official email address, or phone number. Avoid using contact details provided in unsolicited emails or messages, as these could be part of phishing attempts.&nbsp;

Before you make the initial contact, make a list of all the questions and queries about the company, its work process and the potential project you will be working on as a freelancer. Here, you can ask for assurances related to the payment cycle and the cost of the project. Furthermore, pay attention to the professionalism and responsiveness of their communication.&nbsp;

References are vital to know how to identify fake companies in India as a freelancer as they provide valuable insights into the operations and business handling of the company.&nbsp;

You can also search for the company on LinkedIn and contact people who have worked for the company to ask for their experience and review as an employee. Experienced freelancers who have had bad experiences with companies ask for references if they aren’t satisfied with the company's legitimacy based on other metrics mentioned.&nbsp;

In addition to references, request testimonials from the company. Well-established businesses often have a collection of positive testimonials from satisfied clients.

Here are some of the red flags you should be aware of as a freelancer while onboarding a new company as a client:&nbsp;

Ensuring the legitimacy of a company is an essential step for freelancers to safeguard their time, effort, and resources. <a href="https://www.skydo.com/blog/transitioning-from-full-time-job-to-full-time-freelancing?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">Freelancing offers numerous opportunities</a>, but it also presents potential risks. By following a cautious verification process, freelancers can minimise the chances of falling victim to scams or fraudulent activities.

Freelancers can utilise verification resources such as <a href="https://freelancersunion.org/">The Freelancers Union</a>, <a href="https://support.upwork.com/hc/en-us">Upwork Support Center</a>, and <a href="https://www.bbb.org/">The Better Business Bureau</a> to ensure you onboard a client after verifying the company’s legitimacy.&nbsp;

Contacting the company directly, checking for a transparent online presence, seeking references, and researching the company's background are key elements in this process. By employing these strategies, freelancers can make informed decisions, establish secure professional relationships, and contribute to the growth of their freelance careers.

Q1. Is it always safe to work with companies that have positive online reviews?&nbsp;

Ans: Although it is always good for a company to have positive reviews, you should be aware if all the reviews are positive and framed over the top. If you see repetitive positive reviews or similar keywords or sentences, it could mean that the company has paid people to post positive reviews.&nbsp;

Q2. What should I do if I encounter a scam attempt?

Ans: If you encounter a scam, it is important to contact the relevant authorities, such as the <a href="https://cybercrime.gov.in/">cybercrime unit</a>, to ensure you are financially and intellectually protected. You can report the scam to the website or platform where the initial contact occurred. Contact your bank if you've shared financial information or suspect potential financial harm.

Q3. What if I can't find any information about the company online?

Ans: If you can’t find any information online, double-check the contact information provided by the company. Ensure the email address, phone number, and any other contact details are correct. Attempt to contact them through different channels and ensure you get all the information you need to move forward.

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Freelancing offers a world of independence and creative freedom, allowing individuals to transform their passions into viable careers. However, amid the exhilaration of self-employment, freelancers face the unique challenge of managing their finances effectively.

Managing personal finances for freelancers becomes difficult as the earnings fluctuate regularly due to multiple clients and delayed payments, making it vital to ensure you cover current and future expenses.&nbsp;

This blog delves into the best practices for freelancers in the realm of money management by providing valuable insights toward maintaining a healthy financial pulse, ensuring that your freelance journey is creatively fulfilling and financially sustainable.

Why is keeping track of your business expenses particularly important for freelancers?

Apps and tools such as <a href="https://www.ynab.com/">YNAB</a>, <a href="https://www.livemint.com/">Mint</a>, <a href="https://goodbudget.com/">Goodbudget</a>, <a href="https://pocketguard.com/">PocketGuard</a>, <a href="https://www.etmoney.com/">ET Money</a>, <a href="https://groww.in/">Groww</a>, and <a href="https://monefy.me">Monefy</a> can help you manage your personal finances. Utilizing these apps and tools can also help with constant monitoring and making real-time adjustments accordingly. When choosing a personal finance tool or app, consider your specific financial needs, preferences, and the features that align with your goals.

Freelance management is as important as onboarding clients and offering services, as freelancers witness regular earning fluctuations and payment delays. Unlike salaried employees who know how much money they will receive on a particular date, freelancers must ensure personal finance management for a balanced approach.&nbsp;

By embracing a proactive approach to retirement planning, exploring diverse income streams, and leveraging technology through tailored personal finance tools and apps, freelancers can tackle economic uncertainties and set themselves up for long-term success.

As a freelancer, if you have international clients, you can create an account on <a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Skydo</a> to receive foreign currency payments seamlessly without creating a traditional foreign currency account.&nbsp;

Q1. What are the best practices for invoicing and managing cash flow?

Ans: The best practices for invoicing include using professional invoicing templates that clearly specify the nature of the work and payment terms, along with a detailed description of the work done.&nbsp;

The best practices for managing cash flow include maintaining an emergency fund, budgeting as a freelancer, diversifying income streams, negotiating payment terms, and investing for steady returns and capital appreciation.&nbsp;

Q2. How do I negotiate payment terms and contracts with clients?

Ans: For negotiating payment terms and contracts with clients, create a detailed portfolio of your past work with a cover letter to showcase how you can help the client and create value. Set clear boundaries on the nature of work, daily deadlines, and the payment you want for the services offered.&nbsp;

Q3. Is it essential to work with an accountant or financial advisor?

Ans: Although working with an accountant or financial advisor isn't essential, it is always wise to consult one. If you feel you aren’t fully equipped to monitor and manage your freelance finances, an accountant or a financial advisor will ensure the best financial planning for the self-employed.&nbsp;

Q4. How can I protect myself financially during lean months?

Ans: The best way is to create an emergency fund that has an amount that can cover your expenses for at least three to six months. You can also invest in investment instruments such as mutual funds, equities, and bonds to give you a steady income.&nbsp;

Q5. Should I form a business entity for tax purposes?

Ans: It isn’t essential to create a business entity for tax purposes, as the income you generate as a freelancer is considered your personal income, on which you can pay taxes as per your applicable tax slab. You can also deduct business expenses from your taxable income. However, it is beneficial to ensure effective tax planning by investing in tax-saving investments. Please consult a tax advisor for details.

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Professional Tax is governed and levied by the respective state governments' professional tax acts. The amount you owe in taxes varies based on factors such as income, the nature of the profession, and the state in which the individual operates.

Here is everything you need to know about PT as a <a href="https://skydo.com/blog/freelancer-earning-potential-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancer</a>.

If a person is salaried, the employers are responsible for deducting the professional tax amount directly from the salary. However, the government requires professionals such as <a href="https://www.skydo.com/blog/top-5-new-age-freelance-services-going-to-take-off-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancers</a> to pay the P tax directly to their state government. Professional tax meaning is not based on income but rather on the nature of the profession or employment. It is meant to contribute to the state's revenue and development. The professional tax differs from other types of taxes mentioned below.&nbsp;

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Here is the basic structure of professional tax in India.

Calculate your Professional Tax Liability

<a href="https://vakilsearch.com/professional-tax-registration/how-professional-tax-calculated">Professional tax liability</a> depends on a freelancer's state of operations and earnings. However, irrespective of these two factors, the professional tax limit is Rs 2,500 for a month.

Here is the process of how to calculate professional tax on salary or earnings.

To minimise your professional tax burden as a <a href="https://www.skydo.com/blog/top-10-freelancing-truths?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancer,</a> leverage deductions and exemptions available in your location. Here are some deductions and exemptions that freelancers can utilise:&nbsp;

You can use various accounting software or apps, such as <a href="https://khatabook.com/?utm_source=google&amp;utm_medium=search_ads&amp;utm_campaign=brand-gen_kw&amp;gad_source=1&amp;gclid=CjwKCAiA8sauBhB3EiwAruTRJhfwyGzRw85xwgamLcwna0oixY1MjScYAHjtZdAMqNRewwPZ1LRiqxoCVp8QAvD_BwE">Khatabook</a>, <a href="https://open.money/automated-accounting?utm_term=accounting%20automation&amp;utm_campaign=IYD_AP_Automation&amp;utm_source=google&amp;utm_medium=ppc&amp;hsa_acc=9660999868&amp;hsa_cam=20910601824&amp;hsa_grp=163502573492&amp;hsa_ad=689290766627&amp;hsa_src=g&amp;hsa_tgt=kwd-300068243667&amp;hsa_kw=accounting%20automation&amp;hsa_mt=p&amp;hsa_net=adwords&amp;hsa_ver=3&amp;gad_source=1&amp;gclid=CjwKCAiA8sauBhB3EiwAruTRJoBtiurqa_a2MAgb-mcQBj-Ab196-Oe822q4DWHxHHuVZ4XjCLSZORoC_0cQAvD_BwE">Open Money</a>, <a href="https://tallysolutions.com/download/#gref">TallyPrime</a>, etc., to keep track of your expenses. Furthermore, it is wise to regularly reconcile your financial records to ensure accuracy and identify potential deductible expenses.

Certain freelance professions or industries may be subject to specific taxes or regulations beyond professional tax and income tax. For example, online content creators, such as bloggers, YouTubers, and influencers, may need to comply with digital services taxes or regulations specific to online advertising revenue.

Hence, consulting a tax advisor or <a href="https://www.skydo.com/blog/top-online-communities-you-should-join-as-a-freelancer-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">researching extensively</a> is important to know your compliance and taxation liabilities. You may also <a href="https://www.skydo.com/blog/how-to-file-gst-monthly-and-quarterly-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">have to register for GST</a> if your annual income from freelancing is above Rs 20 lakh.

Proactively managing your professional tax obligations <a href="https://www.skydo.com/blog/importance-of-fira-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">as a freelancer</a> can minimise tax burdens and avoid potential penalties or legal issues. Moreover, seeking professional advice from tax consultants or accountants can provide invaluable guidance tailored to your specific circumstances.

For further resources on freelancing, you can read <a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Skydo’s</a> <a href="https://www.skydo.com/blog?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">blogs</a> and open a free virtual currency account if you receive<a href="https://www.skydo.com/blog/how-do-you-receive-a-foreign-remittance-in-a-savings-account?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link"> foreign remittances.&nbsp;</a>

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Whether you’re cold-emailing or responding to a job posting, your email pitch can make or break your chances of landing freelance work.

But writing professional and persuasive mail to clients may have you second-guess how to introduce yourself, showcase your value, and ask for what you want without sounding desperate or pushy.

This guide on how to write an email to a client requesting for project will help you impress any client, potential or existing, and get you more freelance work.&nbsp;&nbsp;

How to write an email to clients - Before You Hit Send

Before you start pitching to offer your <a href="https://www.skydo.com/blog/top-5-new-age-freelance-services-going-to-take-off-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelance services</a>, you need to do some preparation.&nbsp;

Once you’ve prepared, you can start email writing to clients as prescribed in the steps below.

These tips will make your email stand out and increase your chances of getting a positive response.

To help you get started, here are some sample emails asking for business opportunities. Feel free to customise them according to your situation and style, and remember to personalise them as much as possible.

Here’s a sample email to a client asking for work using cold outreach:

Below is a sample email to approach a new client for freelance work after seeing a job post.

Given below is a sample email to the client asking for requirements.

Writing a professional and persuasive email is one of the most effective ways to ask for freelance work and land more clients. However, remember that every client and situation is different, and you need to personalise your email accordingly.&nbsp;

Don’t use generic or template emails that sound like they could be sent to anyone. Instead, do your research, tailor your message, and show genuine enthusiasm and passion for the project.

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