Other cross border payments platform
Via banks
Via Skydo
345 CAD is ₹23,613 Indian rupees today, at the live mid-market exchange rate of 1 CAD = 68.4437 INR. That is the value of 345 CAD before any provider adds a markup or a fee.
Banks quietly mark up the exchange rate, so the fee you see is rarely the cost you pay. Here is the real difference on a 345 CAD transfer at today's live mid-market rate.
You receive
345 CAD
On this C$345 transfer, you keep₹1,521 morewith Skydo
Bank costs are calculated using an average 2% rate markup (based on data from 10,000 Skydo customers) plus up to $30 in fees, a conservative estimate of typical inward remittance pricing. Skydo charges a flat $19 fee with zero rate markup. Your actual bank cost may be higher.
Converting 345 CAD to rupees is only half the picture. If you are a freelancer, agency, or exporter getting paid 345 CAD by a client abroad, three things decide how much you keep and how cleanly it lands.
If you transact often, you should know the exact rate you're getting. This is where most of the cost hides. Businesses can lose lakhs here. Skydo gives you live mid-market rates.
You need a Foreign Inward Remittance Advice for the 345 CAD you receive, for GST and export compliance. Skydo issues a per-transaction FIRA automatically on each payment.
Skydo settles the 345 CAD to your Indian bank account, typically within a day, with the FIRA and a GST-compliant record attached.











