Can Wise transfer to bank account

Yes, Wise can transfer money to your bank account in India. When someone sends you money through Wise, the funds are deposited directly into your Indian bank account, typically within 1 to 2 business days depending on the currency and payment method used. Wise operates as a money transfer service that converts foreign currency and delivers INR to your local account, though you should be aware of their conversion fees and transfer limits.

However, if you regularly receive international payments as a freelancer or exporter, platforms purpose-built for Indian businesses may offer better value. Wise overview comparisons show that Skydo, an RBI-authorised cross-border payments platform, often delivers faster transfers and more competitive rates for recurring business income, with dedicated support for GST invoicing and compliance that generic transfer services do not provide.