How to check UTR status

To check your UTR (Unique Transaction Reference) status, log in to your net banking portal or mobile banking app and navigate to the transaction history or fund transfer section. Locate the transaction using the date or amount, and the status will be displayed alongside the UTR number for RTGS and NEFT transfers. You can also contact your bank's customer service with the UTR number to confirm whether the payment has been credited to the beneficiary account.

If you're receiving international payments as a freelancer or exporter, Skydo provides real-time tracking of inbound transfers with full transparency on UTR details and transaction status. The platform is RBI-authorised and simplifies cross-border payment tracking, helping you monitor every step from initiation to settlement without the need to contact support repeatedly.