What does ABA mean in banking

ABA stands for American Bankers Association, and in banking it refers to a nine-digit routing number that identifies a specific U.S. financial institution. Also called an ABA routing number or routing transit number (RTN), this code is used to process domestic wire transfers, direct deposits, bill payments, and check transactions within the United States. You will typically find it printed on the bottom left corner of checks or through your bank's online portal.

If you are an Indian exporter or freelancer receiving payments from U.S. clients, understanding what is ABA number and how to find it ensures smooth international transactions. Skydo, an RBI-authorised cross-border payments platform, simplifies the process by handling the routing details and offering faster, more cost-effective payment collection from overseas clients compared to traditional bank channels.