How to load PayPal wallet
To load a PayPal wallet, add money to your PayPal balance from a linked bank account or eligible debit card, or, in the US, add cash at participating stores.
PayPal lets you top up your balance through its Add Money options on the website or in the mobile app. The method you choose affects how quickly the funds show up.
- Sign in: Log in to PayPal on the website or open the PayPal mobile app.
- Find the top-up option: Select Transfer Money or Add Money, which appears near your balance.
- Pick a funding source: Choose a bank account or eligible debit card that is already linked to your PayPal account.
- Enter the amount: Type how much you want to add. Debit card top-ups usually arrive straight away, while bank transfers generally take 3 to 5 business days.
- Confirm: Check the details and complete the transfer.
In the United States, PayPal also supports Add Cash at Stores, which lets you put physical cash into your PayPal balance at select retailers.
- Open the app: Tap your PayPal balance and choose Add Cash at Stores.
- Generate a barcode: Select a participating retailer to create a barcode, which expires after 15 minutes.
- Pay at the register: Show the barcode to the cashier and hand over the cash you want to add.
Available top-up methods can vary by country, so the options shown in your account may differ from the US list. A general PayPal overview of your account settings will show which funding sources are linked, and it is worth confirming a bank account or card is connected before starting a transfer.