On October 31, 2023, the Reserve Bank of India (RBI) issued a master circular on the import of goods and services titled <a href="https://m.rbi.org.in//Scripts/NotificationUser.aspx?Id=12561&amp;Mode=0">Regulation of Payment Aggregator – Cross Border</a>.&nbsp;&nbsp;

According to the circular, the RBI will regulate all Indian entities facilitating online cross-border payments for the import and export of permissible goods and services. Moreover, these entities will be collectively termed Payment Aggregators Cross Border (PA-CB).

The circular comprises guidelines to streamline the existing cross-border payment framework in India. Previously, cross-border transactions were carried out through Online Payment Gateway Service Providers (<a href="https://www.skydo.com/blog/online-payment-gateway-service-provider-opgsp?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">OPGSPs</a>) as per a circular issued by RBI in 2015.

OPGSPs operate by partnering with an Authorised Dealer (Category I) Bank (AD Bank) and notifying the RBI. According to RBI guidelines, no formal license is needed to function as an OPGSP.

Hence, RBI has issued a circular to establish a concise and clear framework for cross-border payments. RBI will now oversee all cross-border payments in India related to the import and export of goods. The circular applies to PA-CB, PAs, authorised banks and OPGSPs.&nbsp;The PA-CB circular also denotes that there can’t be any new OPGSP.

This blog discusses the key provisions related to the latest RBI circular on the import of goods and services, RBI guidelines for payment gateway, and OPGSP guidelines.

Master Circular on Import of Goods and Services: RBI Bank Guidelines

The following are the key guidelines mentioned in the circular.

The following entities need to adhere to RBI guidelines/instructions provided in the circular.

Here are the key developments included in the new PACB circular.

Categories of Authorisation as per PA-CB Activity&nbsp;

Based on the cross-border payment activity undertaken by the PA-CBs, they can seek authorisation for one of the following three categories.

PA-CB, facilitating cross-border payments for Indian exporters, has to open an Export Collection Account (ECA) with an AD bank.&nbsp;

ECAs can be opened in either Indian currency or foreign currency. In the case of the latter, various ECAs have to be opened for different currencies.

The PA-CBs will credit all export proceeds in the respective ECAs. Additionally, export PA-CBs need to follow the below guidelines:

Similar to export PA-CBs, import PA-CBs have to open an Import Collection Account (ICA) with an AD bank.&nbsp;

They will collect the payment from importers in an escrow account managed by the payment aggregator. It will then be transferred to ICA and will eventually be transferred to the bank account of the foreign merchants.

These entities are allowed to directly onboard foreign merchants, e-commerce marketplaces, or other overseas entities that offer payment aggregation services.&nbsp;

Here are the guidelines Import PA-CBs need to follow.

Those PA-CB who engage in both import and export activities have to comply with the requirements for both Import PA-CB and Export PA-CB.

They also need to ensure that the maximum value per unit of exported or imported goods or services should be ₹25,00,000.

Non-banks who want to provide PA-CB services will have to seek authorisation from RBI. However, before seeking RBI authorisation, it is necessary to register with the Financial Intelligence Unit-India (FIU-IND).&nbsp;

However, RBI has issued the following net-worth criteria for non-banks providing PA-CB services.

The accounts of existing non-bank PA-CB who are unable to meet the net worth requirement will be closed by banks by 31 July 2024.

Snapshot Comparison Between OPGSP Circular (2015) and PA-CB Circular (2023)&nbsp;

Here are the key differences between the OPGSP Circular (2015) and the PA-CB Circular (2023)

Here is the process of seeking approval from RBI for existing or new PA-CBs.

Step 1: Draft the application through Form A, which includes the following parts.

Step 3: The RBI will process the application.

(RBI may raise queries related to various aspects such as shareholding, product processes, etc.)&nbsp;

Step 4: In principle approval from RBI.

Step 5: Filing of system Audit Report

(RBI may raise queries related to SAR audit observations)&nbsp;

Step 6: Final authorisation(state additional conditions that must be complied with)&nbsp;

The evolving cross-border payments environment and the emergence of several OPGSPs and other fintech entities encouraged RBI to issue the circular. Its main purpose is to ensure seamless and more transparent cross-border payment transactions.

Even though regulatory authorities are constantly working on making cross-border payment transactions seamless, transparent, secure, and quicker, businesses often face difficulties in receiving timely payments.&nbsp;

Skydo aims to simplify the cross-border payment landscape for businesses by automating various tasks and helping businesses open foreign bank accounts. <a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Join Skydo today</a> to streamline your invoicing and financial management activities!

Q1. RBI’s master circular on the import of goods and services and cross-border payments applies to which entities?

Ans. AD banks, PAs, and PA-CBs involved in the online processing/settlement of cross-border payment transactions related to the import and export of goods and services have to comply with the guidelines mentioned in the circular.

Q2. What are various compliances according to RBI payment aggregator guidelines for cross-border payments?

Ans. All PA-CBs have to follow the guidelines provided in the circular dated October 31, 2023. Additionally, they also have to follow the various guidelines for payment aggregators mentioned under a circular issued by RBI on March 17, 2020.&nbsp;The circular includes guidelines related to customer grievance redressal and compliance with Baseline Technology Guidelines to ensure fraud prevention and risk management.

Q3. How can PA-CB seek authorisation for facilitating cross-border payment transactions?

Ans. AD banks do not need to seek authorisation to facilitate cross-border payment transactions. However, a non-bank PA-CB can seek authorisation from RBI by sending the application to the Department of Payment and Settlement Systems (DPSS), RBI, Central Office (CO), by April 30, 2024. PA-CB entities must fulfil the minimum net worth criteria before applying to RBI.

 Know more about RBI's circular that mandates payment aggregators to seek authorization for facilitating cross-border transactions by April 30, 2024.

BI’s PACB Circular: Key OPGSP Updates of 2024 to Note 

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In the dynamic freelancing landscape, creative collaborations flourish. And so does conflict. A well-crafted freelance contract is your compass through the choppy terrain of client relationships. Whether you're a seasoned freelancer or a client seeking professional services, understanding the nuances of a freelance contract is paramount.

This blog will detail the factors you should consider while making, reviewing, or signing a freelance contract so that you and the client work with utmost transparency and efficiency.&nbsp;

Essential Components of a Freelancer Contract

A freelancer contract is a legally binding document that clarifies the terms and conditions between the freelancer and the client. A freelancer contract is important as it allows a freelancer to detail the guidelines and framework and work accordingly without any client objections.&nbsp;

Although freelancing contracts may differ in their terms, here are the essential components of a freelancer contract:

Things to keep in mind while reviewing a Freelance Contract&nbsp;

When a freelancer onboards a new client, the client may ask the freelancer to draft a freelance contract, or the client can send a draft to the freelancer. In both cases, reviewing the copyright freelance contract is vital to ensure that all the important things are included and highlighted.&nbsp;

Here are some factors to keep in mind while reviewing the freelance contract:&nbsp;

A well-crafted freelancer contract is a cornerstone for successful collaborations, providing a clear framework for expectations, responsibilities, and liabilities. While making, reviewing, or signing a contract, it is important to consider key elements such as scope of work, payment terms, intellectual property rights, and dispute resolution mechanisms.

However, before signing the freelancer contract, it is advisable to seek legal counsel to ensure that the contract aligns with relevant laws and safeguards the interests of both the freelancer and the client.

Q1. Do I need a contract for freelance work?

Ans: Although it is not compulsory to have a freelance contract, it is highly beneficial to have one as it states every freelance terms and conditions and ensures that you are protected in case a dispute arises.&nbsp;

Ans: A freelance contract, also known as a freelance agreement or independent contractor agreement, is a legally binding document that outlines the terms and conditions of a working relationship between a freelancer (or independent contractor) and a client.

Q3. What steps should I take if there are changes to the project after the contract is signed?

Ans: Firstly, ensure that the contract has all the terms to define the clauses that would guide any project changes before you sign the contract. Afterwards, if there are changes, you can quote the clauses and agree on the changes accordingly.&nbsp;

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As a freelancer, you have finally booked your first foreign high-ticket client who will pay you over $1000. Now, you are looking for an international payment gateway that allows seamless and quick payment withdrawal by charging a minimum amount.&nbsp;

You start looking for platforms to compare. Some common platforms Indian freelancers use are PayPal, RazorPay, Wise, and Payoneer.&nbsp;

The most significant issue with these payment platforms is the exorbitant withdrawal fee and other processing fees they charge each time you want to transfer funds to your bank account. Let's see what some of these platforms charge for withdrawals.

The above table indicates that most international payment gateways for freelancers in India charge up to 4% of your earnings. It may seem small for a few transactions, but repeated deductions can significantly reduce your earnings.&nbsp;

This process repeats for eight more transactions, each resulting in a $20 fee deduction. By the end of the month, the cascading effect looks like this:

Total Earnings for 10 Projects: $5,000

Total Deductions (4% fee for each project): $200

Actual Earnings After Deductions: $4,800

So, despite initially earning $5,000, the cumulative effect of 4% fees for each transaction results in an actual income of $4,800.&nbsp;

Moreover, additional charges, such as platform fees, international payments remittance fees, dispute fees, <a href="https://www.skydo.com/blog/how-much-forex-fees-do-you-pay-on-your-international-transactions?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">forex fees</a>, and other processing fees reduce your final withdrawn amount. How do you avoid the extra costs and secure your earnings?

Skydo, a modern payment solution, aims to resolve the challenges related to freelance payments and forex rates (FX rates) by offering a transparent pricing model. This blog guides you through the unique features of the Skydo platform and explains how you can maximise your earnings by using the platform.

Introducing Skydo: A Solution Tailored for Freelancers

Skydo offers a <a href="https://www.skydo.com/blog/a-quick-guide-to-using-the-skydo-platform?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">user-friendly dashboard</a> where you can <a href="https://www.skydo.com/blog/transforming-your-invoicing-experience-with-skydo?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">create invoices</a> for their foreign clients and send them directly to them within minutes.&nbsp;

Opting for a gateway like Skydo, which integrates effortlessly with platforms like Toptal, Deel, Upwork, and Freelancer.com, ensures a streamlined and efficient payment process.

One of the best features of Skydo is the live payment tracking that allows you to monitor when the client has received the invoice and processed the payment. Moreover, Skydo also enables freelancers to send quick reminders to clients for unpaid invoices.

Let's see some of the most significant features of Skydo that help boost your freelance earnings!

A <a href="https://link.springer.com/article/10.1007/s11150-021-09583-6">study</a> on self-employed people in Germany suggests that nine out of ten self-employed people contribute to more than half of their household income, and moderate-income losses lead to a significant drop in living standards.&nbsp;

Moreover, income cuts lead to a drop in income below the adequate level, making it difficult for freelancers to maintain their living standards. While the study was conducted specifically on Germans, it can also apply to other global freelancers because many self-employed professionals have an unstable source of income.&nbsp;

Therefore, ambiguous payment platform fees can majorly impact your income. If you ask for payments directly in your bank account, you have to pay SWIFT fees, processing fees, currency conversion fees, FIRA fees, and several other hidden charges.&nbsp;

However, Skydo has a simple flat-fee pricing model that charges the following amount for processing your international freelance payments.

This flat fee structure helps you <a href="https://www.skydo.com/blog/cut-international-transaction-costs?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">save on unnecessary costs</a>, correctly predict your earnings, and plan and maintain budgets easily.&nbsp;

Moreover, you can use <a href="https://fx-calculator.skydo.com/comparison?utm_source=linkedin&amp;utm_medium=personal_movin&amp;utm_campaign=fxcalculator&amp;utm_content=3">Skydo's FX savings calculator</a> to predict how much you save by escaping extra fees on freelance payments. It offers a sense of security and reduces unnecessary financial stress.

Banks and international payment gateways for freelancers charge markup <a href="https://www.skydo.com/blog/hidden-fees-in-bank-rates?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">FX rates</a> of 3-4% per foreign transaction. Thus, if a client owes you $100, you might receive $90 or even less as the final amount. The rest of the amount is reduced as FX rates. However, Skydo is different.

Skydo adopts a unique and transparent pricing model to solve this FX markup issue. It does not charge extra FX rates. It converts the currency at the prevailing rates. You can check the conversion date and time stamp to validate the exchange rate at the time.&nbsp;

Thus, Skydo helps you save a significant sum you would otherwise have paid as FX markup fees.

Most international payment gateways for freelancers take up to 5-7 days to process money withdrawals in bank accounts. It can also take up to 15 days or even more, depending on the amount withdrawn, the nature of the transaction (withdrawing in the same or different currency), and several other banking factors.

This becomes a hassle because it further burdens the lengthy process of receiving payments from international clients. However, Skydo cuts down on unnecessary delays, and the withdrawal amount is reflected in your bank account within 24-48 hours, thus reducing liquidity risk.

Effortless withdrawals can further benefit your freelancing business in the following ways.

Another interesting advantage of using Skydo as an international payment gateway for freelancers is that you can easily integrate it into your <a href="https://www.upwork.com/">Upwork</a>, <a href="https://www.toptal.com/">Toptal</a>, <a href="https://www.deel.com/">Deel</a>, and Freelancer accounts and withdraw freelance payments easily into your bank account with up to 50% fewer charges.

The freelancing business suits professionals who thrive in an independent environment and want to earn handsomely. However, it's also a fragile business model that requires you to be extremely cautious with your earnings, investments, and expenditures.&nbsp;

Freelancers don't have a fixed income stream or any monetary benefits or allowances given to salaried employees. Relying on costly international payment gateways for freelancers to receive money from foreign clients adds fuel to the fire.&nbsp;

Volatile FX rates and vague pricing models can lower your earnings and disrupt your cash flow, ultimately impacting your financial stability. Hence, weigh the pros and cons of various platforms and use the best freelance payment solution according to your business needs.

<a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Join Skydo today</a> and be a part of our growing freelancers community and make wise payment decisions!

Q1. How to save money on international transactions as a freelancer?

Ans: To optimise tax savings on freelance income, leveraging Skydo's seamless integration with platforms like Toptal, Deel, Upwork, and Freelancer.com provides a comprehensive financial management solution.

Q2. What is the minimum withdrawal from freelancers?

Ans: The minimum withdrawal from freelancers varies based on the platform. Skydo's integration with freelance platforms facilitates easy tracking and withdrawal processes, ensuring you can efficiently manage your earnings.

Q3. What is the best payment withdrawal method on Freelancer.com?

Ans: Skydo, the best payment gateway for freelancers in India supports diverse payment withdrawal methods with Freelancer.com allowing freelancers to choose the most convenient and cost-effective option for accessing their earnings.

Q4. Is there a withdrawal fee for freelancer.com?

Ans: While withdrawal fees on Freelancer.com depend on the chosen withdrawal method, Skydo's integration streamlines the process, helping users stay informed about any associated fees for a more transparent financial experience.

Ans: Effectively manage your finances by using Skydo's integration with Upwork, which streamlines payment processes. To minimise fees on Upwork, consider exploring direct bank transfers or alternative payment methods supported by Skydo for better earnings and financial efficiency.

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Launching and running an IT export business is fabulous–until you must deal with international payments.

Traditional banking systems are reliable but often fail at the speed and ease required for international transactions. The expected growth rate for B2B cross-border payments will reach <a href="https://fineksus.com/3-facts-to-know-about-to-increase-b2b-cross-border-payments/">$2,515 billion by 2030 at 10.8%</a>.&nbsp;

Therefore, platforms like Skydo aim to accelerate business growth by overcoming conventional barriers to trade.

<a href="https://www.skydo.com/blog/seamlessly-accept-international-payments-in-india?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">IT export businesses</a> can grow and scale internationally with Skydo's effortless onboarding, hassle-free international payments, a seamless platform experience, multi-currency accounts, real-time payments, live currency exchange, and transparent pricing models.

Here's how it works and how you can accept international payments hassle-free in just 5 minutes.

Documents Required to Create International Bank Accounts With Skydo

Here’s a list of the documents you must procure before signing up on the Skydo platform.

Create an International Bank Account with Skydo in 5 Minutes

The signup procedure requires no physical document submission. The simplicity of verifying identity and compliance procedures is unlike any payment gateway that may take days to verify and then onboard.&nbsp;

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Here’s a step-by-step guide for a seamless onboarding journey as a primary business owner/director on Skydo’s platform

Once you’re on board, you can explore a host of features that make Skydo your go-to solution for seamless international transactions.

Transacting with Skydo - Additional Features

This revolutionary payment platform transforms how you handle global payments, from transparent pricing to built-in invoicing and swift onboarding.&nbsp;

Skydo provides real-time currency exchange rates, no processing fees, and zero FX markup costs. This way, if you’re due to receive $1000, you will receive the amount equivalent to the exchange rate at the time it hits the Skydo account. This way, you do not lose out on precious profits. You can also take advantage of a flat rate structure and save up to 10 lakhs per year on your invoice values.

Effortlessly add international bank accounts to your business without the need for entities in different countries.&nbsp;

The advantage to your customers is twofold.

Skydo <a href="https://www.skydo.com/blog/understanding-gstin-requirements-for-export-businesses-in-india?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">ensures full compliance with GST</a> and <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">provides FIRA</a> for your IT export business, giving you peace of mind with every transaction made on the platform.

We offer fully compliant <a href="https://www.skydo.com/blog/transforming-your-invoicing-experience-with-skydo?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">in-built invoicing</a>, complete with SAC integration, purpose codes, and legal requirements, all accessible on the platform. You can even generate and download the e-invoice and use the other intuitive features on our dashboard.&nbsp;

Skydo's processes are 100% compliant, and backed by renowned banks and investors, all while maintaining the highest level of security and privacy.

As business owners, your core activities matter the most. For payments, enjoy a hassle-free and seamless cross-border payment experience with Skydo’s transparent and easy-to-use platform.&nbsp;

<a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Reach out to us to book a demo</a> and watch how you can set up your account with Skydo in less than 5 minutes and get your business scaling and soaring in no time!&nbsp;

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Professional Tax is governed and levied by the respective state governments' professional tax acts. The amount you owe in taxes varies based on factors such as income, the nature of the profession, and the state in which the individual operates.

Here is everything you need to know about PT as a <a href="https://skydo.com/blog/freelancer-earning-potential-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancer</a>.

If a person is salaried, the employers are responsible for deducting the professional tax amount directly from the salary. However, the government requires professionals such as <a href="https://www.skydo.com/blog/top-5-new-age-freelance-services-going-to-take-off-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancers</a> to pay the P tax directly to their state government. Professional tax meaning is not based on income but rather on the nature of the profession or employment. It is meant to contribute to the state's revenue and development. The professional tax differs from other types of taxes mentioned below.&nbsp;

Here is the basic structure of professional tax in India.

Calculate your Professional Tax Liability

<a href="https://vakilsearch.com/professional-tax-registration/how-professional-tax-calculated">Professional tax liability</a> depends on a freelancer's state of operations and earnings. However, irrespective of these two factors, the professional tax limit is Rs 2,500 for a month.

Here is the process of how to calculate professional tax on salary or earnings.

To minimise your professional tax burden as a <a href="https://www.skydo.com/blog/top-10-freelancing-truths?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelancer,</a> leverage deductions and exemptions available in your location. Here are some deductions and exemptions that freelancers can utilise:&nbsp;

You can use various accounting software or apps, such as <a href="https://khatabook.com/?utm_source=google&amp;utm_medium=search_ads&amp;utm_campaign=brand-gen_kw&amp;gad_source=1&amp;gclid=CjwKCAiA8sauBhB3EiwAruTRJhfwyGzRw85xwgamLcwna0oixY1MjScYAHjtZdAMqNRewwPZ1LRiqxoCVp8QAvD_BwE">Khatabook</a>, <a href="https://open.money/automated-accounting?utm_term=accounting%20automation&amp;utm_campaign=IYD_AP_Automation&amp;utm_source=google&amp;utm_medium=ppc&amp;hsa_acc=9660999868&amp;hsa_cam=20910601824&amp;hsa_grp=163502573492&amp;hsa_ad=689290766627&amp;hsa_src=g&amp;hsa_tgt=kwd-300068243667&amp;hsa_kw=accounting%20automation&amp;hsa_mt=p&amp;hsa_net=adwords&amp;hsa_ver=3&amp;gad_source=1&amp;gclid=CjwKCAiA8sauBhB3EiwAruTRJoBtiurqa_a2MAgb-mcQBj-Ab196-Oe822q4DWHxHHuVZ4XjCLSZORoC_0cQAvD_BwE">Open Money</a>, <a href="https://tallysolutions.com/download/#gref">TallyPrime</a>, etc., to keep track of your expenses. Furthermore, it is wise to regularly reconcile your financial records to ensure accuracy and identify potential deductible expenses.

Certain freelance professions or industries may be subject to specific taxes or regulations beyond professional tax and income tax. For example, online content creators, such as bloggers, YouTubers, and influencers, may need to comply with digital services taxes or regulations specific to online advertising revenue.

Hence, consulting a tax advisor or <a href="https://www.skydo.com/blog/top-online-communities-you-should-join-as-a-freelancer-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">researching extensively</a> is important to know your compliance and taxation liabilities. You may also <a href="https://www.skydo.com/blog/how-to-file-gst-monthly-and-quarterly-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">have to register for GST</a> if your annual income from freelancing is above Rs 20 lakh.

Proactively managing your professional tax obligations <a href="https://www.skydo.com/blog/importance-of-fira-for-freelancers?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">as a freelancer</a> can minimise tax burdens and avoid potential penalties or legal issues. Moreover, seeking professional advice from tax consultants or accountants can provide invaluable guidance tailored to your specific circumstances.

For further resources on freelancing, you can read <a href="https://www.skydo.com/?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=demo_click">Skydo’s</a> <a href="https://www.skydo.com/blog?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">blogs</a> and open a free virtual currency account if you receive<a href="https://www.skydo.com/blog/how-do-you-receive-a-foreign-remittance-in-a-savings-account?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link"> foreign remittances.&nbsp;</a>

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Whether you’re cold-emailing or responding to a job posting, your email pitch can make or break your chances of landing freelance work.

But writing professional and persuasive mail to clients may have you second-guess how to introduce yourself, showcase your value, and ask for what you want without sounding desperate or pushy.

This guide on how to write an email to a client requesting for project will help you impress any client, potential or existing, and get you more freelance work.&nbsp;&nbsp;

How to write an email to clients - Before You Hit Send

Before you start pitching to offer your <a href="https://www.skydo.com/blog/top-5-new-age-freelance-services-going-to-take-off-in-2024?utm_source=blogs&amp;utm_medium=website&amp;utm_campaign=post_link">freelance services</a>, you need to do some preparation.&nbsp;

Once you’ve prepared, you can start email writing to clients as prescribed in the steps below.

These tips will make your email stand out and increase your chances of getting a positive response.

To help you get started, here are some sample emails asking for business opportunities. Feel free to customise them according to your situation and style, and remember to personalise them as much as possible.

Here’s a sample email to a client asking for work using cold outreach:

Below is a sample email to approach a new client for freelance work after seeing a job post.

Given below is a sample email to the client asking for requirements.

Writing a professional and persuasive email is one of the most effective ways to ask for freelance work and land more clients. However, remember that every client and situation is different, and you need to personalise your email accordingly.&nbsp;

Don’t use generic or template emails that sound like they could be sent to anyone. Instead, do your research, tailor your message, and show genuine enthusiasm and passion for the project.

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